Contra Costa County property record for 5295 S Montecito Dr, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,527 sqft · built 2003 |
| Lot Size | 0.166 acres (7,212 sqft) |
| Owner | Company Name on Record |
| Last Sale | $855,000 (Aug 2004) |
| Tax Bill | $14,079 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-410-005-7 |
| Primary APN | 135-410-005-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,527 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| 2nd Floor Area | 1,679 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Cluster |
| Lot Area | 7,212 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 5295 S MONTECITO DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-5503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8437 L98 |
| Legal Subdivision | SUBDIVISION 8437 |
| Legal Tract | 8437 |
| Legal Lot Number | 98 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 355309 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 9, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2004 · Amount on Record |
| Deed Sale | Aug 5, 2004 · Amount on Record |
| Deed Document Number | 2004302614 |
| Last Transfer Date | Jul 24, 2017 |
| Transfer Doc | 0000134132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Document Number | 0000325217 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-325217 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Document Number | 0000199654 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5295 S MONTECITO DR CONCORD CA 945215503, CONCORD, CA 94521-5503 |
| Document Number | 0000199654 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 199654 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Document Number | 0000149100 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5295 S MONTECITO DR CONCORD CA 945215503, CONCORD, CA 94521-5503 |
| Document Number | 0000149100 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 149100 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 26, 2017 |
| Property Address | 5295 S MONTECITO DR, CONCORD, CA 94521-5503 |
| Document Number | 0000134132 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 134132 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5295 S MONTECITO DR CONCORD CA 945215503, CONCORD, CA 94521-5503 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,215,473 (+2%) Land $469,183 Building $746,290 | |
| 2025 | $14,079.00 (+4.27%) Homeowner's exemption | $1,191,641 (+4.04%) Land $459,984 Building $731,657 |
| 2023 | $13,503.00 (+1.17%) Homeowner's exemption | $1,145,370 Land $442,123 Building $703,247 |
| 2022 | $13,347.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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