5295 Ambleside Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5295 Ambleside Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,240 sqft · built 2000
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Feb 2012)
Tax Bill	$9,673 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-390-040-8`

Property Details

APN / Parcel Number

Primary APN	`121-390-040-8`
Alternative APN	`121-390-040`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	1,778 sqft
2nd Floor Area	1,462 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cluster
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5295 AMBLESIDE DR
City	CONCORD
State	CA
Zip	94521-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8094 L382
Legal Subdivision	SUBDIVISION 8094
Legal Tract	8094
Legal Lot Number	382
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	355309

Owner

5295 Ambleside Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Aug 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2012 · Amount on File
Deed Sale	Feb 7, 2012 · Amount on File
Prior Sale	Jul 27, 2000 · Amount on File
Deed Document Number	201228167
Last Transfer Date	Jul 28, 2017
Transfer Doc	0000148762
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000283735
Date	Nov 23, 2020
Instrument	2020-283735

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000267531
Date	Nov 9, 2020
Instrument	2020-267531

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000106310
Date	Jun 29, 2022
Instrument	2022-106310

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 17, 2017
Property Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442
Document Number	0000148762
Map Reference	MAP401 PG12
Instrument Date	Jul 28, 2017
Instrument	2017-148762
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	LSI TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5295 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000148763
Date	Aug 17, 2017
Instrument	2017-148763

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5295 Ambleside Dr was $9,673.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,720 (+2%) Land $307,474 Building $493,246
2025	$9,673.00	$785,021 Land $301,446 Building $483,575
2023	$9,262.00 (+1.27%)	$754,541 Land $289,742 Building $464,799
2022	$9,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5295 Ambleside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5295 Ambleside Dr is high, ranking above 74% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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