5289 Ambleside Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5289 Ambleside Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,168 sqft · built 2000
Lot Size	0.214 acres (9,321 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2019)
Tax Bill	$12,935 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-390-039`

Property Details

APN / Parcel Number

Primary APN	`121-390-039`
Alternative APN	`121-390-039-0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	1,641 sqft
2nd Floor Area	1,527 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	9,321 sqft (0.214 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5289 AMBLESIDE DR
City	CONCORD
State	CA
Zip	94521-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8094 L381
Legal Subdivision	SUBDIVISION 8094
Legal Tract	8094
Legal Lot Number	381
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	355309

Owner

5289 Ambleside Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Dec 9, 2014 · Amount on File
Deed Document Number	201994716
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114702
Date	Jun 27, 2017
Instrument	2017-114702

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000213208
Date	Sep 23, 2020
Instrument	2020-213208

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442

Mortgage

Document Number	0000319706
Date	Nov 18, 2021
Instrument	2021-319706

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 21, 2019
Property Address	5289 AMBLESIDE DR, CONCORD, CA 94521-5442
Document Number	0000094716
Instrument Date	Jun 13, 2019
Instrument	94716
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5289 AMBLESIDE DR CONCORD CA 945215442, CONCORD, CA 94521-5442

Mortgage

Document Number	94717
Date	Jun 21, 2019
Instrument	94717

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5289 Ambleside Dr was $12,935 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,378 (+2%) Land $477,885 Building $631,493
2025	$12,935.00 Homeowner's exemption	$1,087,626 Land $468,515 Building $619,111
2023	$12,401.00 (+1.18%) Homeowner's exemption	$1,045,394 Land $450,323 Building $595,071
2022	$12,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5289 Ambleside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5289 Ambleside Dr is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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