5290 Subbera Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 5290 Subbera Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,672 sqft · built 2008
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,572 (Feb 2015)
Tax Bill	$7,158 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292000 120.07-1-54`

Property Details

APN / Parcel Number

Primary APN	`292000 120.07-1-54`
Alternative APN	`20001200070001054000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	676 sqft
2nd Floor Area	697 sqft
Upper Floors Area	299 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	191 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5290 SUBBERA RD
City	LOCKPORT
State	NY
Zip	14094-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SUB LOT 110 CHESTERFIELD HEIGHTS
Legal Subdivision	CHESTERFIELD HEIGHTS
Legal Block	1
Legal Lot Number	54.000
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	3
Census Block	3013
Census Tract	24303

Owner

Source: Niagara County and Cambria Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 19, 2017	Grant Deed, Transfer MB FIN'L BK
Apr 4, 2017	Grant Deed, Foreclosure WEB TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2015 · Amount on Record
Deed Sale	Feb 18, 2015 · Amount on Record
Prior Sale	Feb 18, 2015 · Amount on Record
Deed Document Number	20152505
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	0000002505
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636

Mortgage

Document Number	0000004774
Date	Sep 26, 2023
Instrument	2023-14774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636

Mortgage

Document Number	0000005453
Date	Dec 1, 2021
Instrument	2021-25453

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Jul 19, 2017
Property Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636
Document Number	0000014006
Instrument Date	Jul 19, 2017
Instrument	14006
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5290 SUBBERA RD LOCKPORT NY 140949636, LOCKPORT, NY 14094-9636

Mortgage

Document Number	14007
Date	Jul 19, 2017
Instrument	14007

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

April 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Apr 4, 2017
Property Address	5290 SUBBERA RD, LOCKPORT, NY 14094-9636
Document Number	0000006850
Instrument Date	Jul 31, 2015
Instrument	6850
Transaction Type	Foreclosure
Record Updated	Apr 27, 2017
Title Company	WEB TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,158.00 (+4.99%)
2025	$6,818.00	$332,000 (+15.28%) Land $24,100 Building $307,900	$332,000 (+15.28%) Land $24,100 Building $307,900
2023		$288,000 Land $24,100 Building $263,900	$288,000 Land $24,100 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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