Niagara County and Cambria Town property record for 5281 Subbera Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2024 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $34,000 (Mar 2023) |
| Tax Bill | $5,487 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Mar 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 106.00-2-10.3 |
| Primary APN | 292000 106.00-2-10.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 200 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 300 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5281 SUBBERA RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 43 14 7 |
| Legal Block | 2 |
| Legal Lot Number | 10.003 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 24303 |
5281 Subbera Rd is owned by two individuals who bought it in March 2023.
Source: Niagara County and Cambria Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6993 CREEKVIEW DR, LOCKPORT, NY 14094-9575 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2024 | Intrafamily Transfer, Transfer · Closed-End Mortgage CNB BANK |
| Mar 15, 2023 | Warranty Deed, Transfer |
| Aug 31, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on File |
| Deed Sale | Mar 15, 2023 · Amount on File |
| Prior Sale | Aug 31, 2017 · Amount on File |
| Deed Document Number | 20233867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | May 9, 2024 |
| Property Address | 5281 SUBBERA RD, LOCKPORT, NY 14094-9636 |
| Document Number | 0000006644 |
| Instrument Date | May 8, 2024 |
| Instrument | 2024-06644 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6993 CREEKVIEW DR, LOCKPORT, NY 14094-9575 |
| Name | Verified Name |
|---|---|
| Address | 6993 CREEKVIEW DR, LOCKPORT, NY 14094-9575 |
| Document Number | 0000006645 |
|---|---|
| Date | May 9, 2024 |
| Instrument | 2024-06645 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Mar 15, 2023 |
| Property Address | 5281 SUBBERA RD, LOCKPORT, NY 14094-9636 |
| Document Number | 0000003867 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023-03867 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 JORDY CT, HAMBURG, NY 14075-4657 |
| Name | Verified Name |
|---|---|
| Address | 6993 CREEKVIEW DR, LOCKPORT, NY 14094-9575 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 31, 2017 |
| Property Address | SUBBERA RD, LOCKPORT, NY 14094 |
| Document Number | 0000017297 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 17297 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4885 W EDDY DR #325 LEWISTON NY 140922315, 325, LEWISTON, NY 14092-2315 |
The 2026 property tax bill for 5281 Subbera Rd was $5,487, up 765.5% from the year before.
Source: Niagara County and Cambria Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,487.00 (+765.46%) | ||
| 2025 | $634.00 | $252,000 Land $29,000 Building $223,000 | $252,000 Land $29,000 Building $223,000 |
| 2023 | $29,000 Land $29,000 | $29,000 Land $29,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5281 Subbera Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2026) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5281 Subbera Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people · EPA ID NY3100557 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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