Highlands County property record for 5281 Pebble Beach Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,820 sqft · built 2007 |
| Lot Size | 0.349 acres (15,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Mar 2020) |
| Tax Bill | $434 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C044816034200250 |
| Primary APN | C044816034200250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,230 sqft (0.349 acres) |
| Lot Dimensions | 150 ft deep x 102 ft wide |
| Garage Type | Finished |
| Garage Area | 673 sqft |
| Driveway | Driveway |
| Driveway Area | 1,190 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 242 sqft |
| Porch | Open Porch |
| Porch Area | 53 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C044816034200250 |
|---|---|
| Street Address | 5281 PEBBLE BEACH DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 25 BLK 342 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 342 |
| Legal Lot Number | 25 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960503 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5281 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 3, 2020 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | May 27, 2004 · Amount on Record |
| Deed Document Number | 1977837 |
| Deed Book / Page | 2741 / 1825 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 5281 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5281 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0002130387 |
|---|---|
| Date | Dec 29, 2022 |
| Book Page | 2949/1176 |
| Instrument | 2130387 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 3, 2020 |
| Property Address | 5281 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0001977837 |
| Book / Page | 002741 / 001825 |
| Instrument Date | Mar 2, 2020 |
| Instrument | 1977837 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | CLOSING AGENT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6309 CONCORD ST SEBRING FL 338767625, SEBRING, FL 33876-7625 |
| Document Number | 1977838 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 002741/001827 |
| Instrument | 1977838 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,161 (+5.99%) | $341,375 (-4.65%) Land $45,900 Building $295,475 | |
| 2024 | $434.00 (+9.05%) | ||
| 2023 | $398.00 (+4.74%) Disabled Person's exemption Veteran's exemption | $270,940 (+3%) | $358,005 (+12.16%) Land $38,250 Building $319,755 |
| 2022 | $380.00 Disabled Person's exemption Veteran's exemption | $263,049 | $319,189 Land $35,700 Building $283,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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