529 W Elm St, Ontario, CA 91762 Property Records

San Bernardino County property record for 529 W Elm St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1948
Lot Size	0.445 acres (19,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Feb 2023)
Tax Bill	$9,988 (2025)
Deeds & Mortgages	May 2024 Line of Credit Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1050-031-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-031-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Family Room	Family Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1964
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	19,370 sqft (0.445 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	575 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	529 W ELM ST
City	ONTARIO
State	CA
Zip	91762-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2488 LOT 11 BLOCK A
Legal Subdivision	35M46
Legal Tract	2488
Legal Block	A
Legal Lot Number	11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1011
Census Tract	1707

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 W ELM ST, ONTARIO, CA 91762-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	202336064
Prior Transfer Date	Apr 21, 2006
Prior Transfer Doc	0000482119
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	529 W ELM ST, ONTARIO, CA 91762-5712
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 W ELM ST, ONTARIO, CA 91762-5712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000101267
Date	May 1, 2024
Instrument	2024-0101267

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	529 W ELM ST, ONTARIO, CA 91762-5712
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 W ELM ST, ONTARIO, CA 91762-5712

Mortgage

Document Number	0000230993
Date	Sep 18, 2023
Instrument	2023-0230993

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 15, 2023
Property Address	529 W ELM ST, ONTARIO, CA 91762-5712
Document Number	0000036064
Map Reference	MB 35 PG 46
Instrument Date	Jan 19, 2023
Instrument	2023-0036064
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	529 W ELM ST, ONTARIO, CA 91762-5712

Mortgage

Document Number	0000036065
Date	Feb 15, 2023
Instrument	2023-0036065

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 3, 2019
Property Address	529 W ELM ST, ONTARIO, CA 91762-5712
Document Number	0000356360
Instrument Date	Oct 1, 2019
Instrument	356360
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2340 S FERN AVE ONTARIO CA 91762, ONTARIO, CA 91762

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,558 (+2%) Land $324,995 Building $603,563
2025	$9,988.00 (+45.26%) Homeowner's exemption	$910,351 (+42.11%) Land $318,623 Building $591,728
2023	$6,876.00 (+1.37%) Homeowner's exemption	$640,579 Land $211,194 Building $429,385
2022	$6,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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