517 W Elm St, Ontario, CA 91762 Property Records

San Bernardino County property record for 517 W Elm St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,650 sqft · built 1981
Lot Size	0.446 acres (19,404 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Apr 2018)
Tax Bill	$7,621 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1050-031-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-031-05-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	2,650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	19,404 sqft (0.446 acres)
Lot Dimensions	294 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	503 sqft
Patio Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	517 W ELM ST
City	ONTARIO
State	CA
Zip	91762-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2488 LOT 9 BLOCK A
Legal Subdivision	35M46
Legal Tract	2488
Legal Block	A
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1011
Census Tract	1707

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	517 W ELM ST, ONTARIO, CA 91762-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage PEOPLES DISCOUNT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	2018135919
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	0000349430
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 27, 2026
Property Address	517 W ELM ST, ONTARIO, CA 91762-5712
Document Number	0000132577
Instrument Date	May 21, 2026
Instrument	2026132577
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 W ELM ST, ONTARIO, CA 91762-5712

Mortgage

Document Number	0000132577,
Date	May 27, 2026
Instrument	2026132577

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 16, 2018
Property Address	517 W ELM ST, ONTARIO, CA 91762-5712
Document Number	0000135919
Map Reference	MB 35 PG 46
Instrument Date	Mar 23, 2018
Instrument	2018-0135919
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 W ELM ST, ONTARIO, CA 91762-5712

Mortgage

Document Number	0000135920
Date	Apr 16, 2018
Instrument	2018-0135920

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000135921
Date	Apr 16, 2018
Instrument	2018-0135921

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,959 (+2%) Land $247,785 Building $460,174
2025	$7,621.00 (+5.28%)	$694,077 (+4.04%) Land $242,926 Building $451,151
2023	$7,239.00 (+1.34%)	$667,125 Land $233,493 Building $433,632
2022	$7,143.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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