529 Turtle Cir, Satellite Beach, FL 32937 Property Records

Brevard County property record for 529 Turtle Cir, Satellite Beach, FL 32937

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,162 sqft · built 1984
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Oct 2022)
Tax Bill	$16,045 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-37-27-MX-3-21`

Property Details

APN / Parcel Number

Primary APN	`26-37-27-MX-3-21`
Alternative APNs	`26-37-27-MX-00003.0-0021.00` `2608977`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,162 sqft Living Area
Gross Area	6,424 sqft
1st Floor Area	4,162 sqft
Upper Floors Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	181 ft deep x 115 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	962 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	932 sqft
Deck Area	747 sqft
Balcony Area	264 sqft
Utility Building	104 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2608977
Street Address	529 TURTLE CIR
City	SATELLITE BEACH
State	FL
Zip	32937-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TORTOISE ISLAND PH 3 UNIT 1 LOT 21 BLK 3
Legal Range	37E
Legal Township	26S
Legal Section	27
Legal Subdivision	TORTOISE ISLAND PH 3 UNIT 1
Legal Phase	3
Legal Block	3
Legal Lot Number	21
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1000
Census Tract	66900

Owner

529 Turtle Cir is owned and occupied by two individuals who bought it in October 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	529 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Mar 23, 2009 · Amount on File
Deed Document Number	2022247915
Deed Book / Page	9634 / 2846
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 14, 2022
Property Address	529 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Document Number	0096342846
Book / Page	9634 / 2846
Map Reference	MB 30 PG 38
Instrument Date	Oct 13, 2022
Instrument	2022247915
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	HERITAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 ROCKLEDGE DR, 409, ROCKLEDGE, FL 32955-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4321 GLADYS CT, MCDONOUGH, GA 30252-3703

Mortgage

Document Number	0096342848
Date	Oct 14, 2022
Book Page	9634/2848
Instrument	2022247916

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 529 Turtle Cir was $16,045 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,305,020 (+0.26%)	$1,305,020 (+0.26%)
2025	$16,045.00 Homeowner's exemption	$1,301,690 Land $475,000 Building $826,690	$1,301,690 Land $475,000 Building $826,690
2023	$16,847.00 (+144.3%)	$1,330,450 (+135.22%) Land $475,000 Building $855,450	$1,330,450 (+17.15%) Land $475,000 Building $855,450
2022	$6,896.00 Homeowner's exemption	$565,630	$1,135,680 Land $385,000 Building $750,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 529 Turtle Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	30 (1987–2017)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Turtle Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20