491 Turtle Cir, Satellite Beach, FL 32937 Property Records

Brevard County property record for 491 Turtle Cir, Satellite Beach, FL 32937

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,485 sqft · built 1987
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Jun 2004)
Tax Bill	$9,275 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-37-22-78-*-26`

Property Details

APN / Parcel Number

Primary APN	`26-37-22-78-*-26`
Alternative APNs	`26-37-22-78-00000.0-0026.00` `2606814`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,485 sqft Living Area
Gross Area	6,664 sqft
1st Floor Area	3,034 sqft
Upper Floors Area	310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	155 ft deep x 93 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	811 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,064 sqft
Deck Area	164 sqft
Patio Area	774 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2606814
Street Address	491 TURTLE CIR
City	SATELLITE BEACH
State	FL
Zip	32937-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TORTOISE ISLAND PH 3 UNIT 1 P.U.D REPLAT OF TR D IN LOT 26
Legal Range	37E
Legal Township	26S
Legal Section	22
Legal Subdivision	TORTOISE ISLAND PH 3 UNIT 1 P.U.D REPLAT
Legal Phase	3
Legal Tract	D
Legal Lot Number	26
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1000
Census Tract	66900

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2004 · Amount on Record
Deed Sale	Jun 17, 2004 · Amount on Record
Prior Sale	Apr 16, 1999 · Amount on Record
Deed Document Number	2004190197
Deed Book / Page	5320 / 2818
Prior Transfer Date	Dec 3, 1999
Prior Transfer Doc	4101001694
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	491 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Document Number	0085860440
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 TURTLE CIR SATELLITE BEACH FL 329373806, SATELLITE BEACH, FL 32937-3806

Mortgage

Document Number	0085860440
Date	Nov 12, 2019
Book Page	008586/000440
Instrument	246325

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,650 (+2.7%)	$1,497,430 (-1.04%)
2025	$9,275.00 (+6.79%) Homeowner's exemption Widower's exemption	$736,760 (+5.99%)	$1,513,110 (-3.38%) Land $475,000 Building $1,038,110
2023	$8,685.00 (+6.34%) Homeowner's exemption Widower's exemption	$695,150 (+3%)	$1,566,020 (+18.53%) Land $475,000 Building $1,091,020
2022	$8,167.00 Homeowner's exemption Widower's exemption	$674,910	$1,321,160 Land $385,000 Building $936,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	30 (1987–2017)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turtle Cir

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