529 Ruby Ave, Loveland, CO 80537 Property Records

Larimer County property record for 529 Ruby Ave, Loveland, CO 80537 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1999
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85184-15-002`

Property Details

APN / Parcel Number

Primary APN	`85184-15-002`
Alternative APN	`R1580580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Basement Area	1,088 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1580580
Old Parcel Number	8518415002
Street Address	529 RUBY AVE
City	LOVELAND
State	CO
Zip	80537-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK 5, ANDERSON FARM 5TH SUB, LOV
Legal Range	68
Legal Township	05
Legal Section	18
Legal Quarter	SE
Legal Subdivision	ANDERSON FARM
Legal Block	5
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1017
Census Tract	1710

Owner

Source: Larimer County records · APN 85184-15-002

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	529 RUBY AVE, LOVELAND, CO 80537-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 1999
Deed Sale	Dec 23, 1999
Prior Sale	Sep 24, 1999 · Amount on Record
Deed Document Number	99106531
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	529 RUBY AVE, LOVELAND, CO 80537-2028
Transaction Type	Mortgage
Record Updated	Dec 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107548
Date	Nov 29, 2021
Instrument	20210107548

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	529 RUBY AVE, LOVELAND, CO 80537-2028
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070241
Date	Oct 19, 2017
Instrument	20170070241

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	529 RUBY AVE, LOVELAND, CO 80537-2028
Document Number	0000043761
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 RUBY AVE LOVELAND CO 805372028, LOVELAND, CO 80537-2028

Mortgage

Document Number	0000043761
Date	Jul 18, 2018
Instrument	43761

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Tax Assessment & Valuation

Source: Larimer County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (-15.65%)	$26,238 (-12.59%) Land $2,500 Building $23,738	$419,800 (-6.29%) Land $40,000 Building $379,800
2023	$2,026.00 (+13.88%)	$30,016 (+34.25%) Land $2,680 Building $27,336	$448,000 (+39.26%) Land $40,000 Building $408,000
2022	$1,779.00	$22,358 Land $2,780 Building $19,578	$321,700 Land $40,000 Building $281,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Larimer County (08069C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
City of Loveland	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies, Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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