Larimer County property record for 517 Ruby Ave, Loveland, CO 80537
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,088 sqft · built 1999 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2013) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85184-15-003 |
| Primary APN | 85184-15-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 418 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1580581 |
|---|---|
| Old Parcel Number | 8518415003 |
| Street Address | 517 RUBY AVE |
| City | LOVELAND |
| State | CO |
| Zip | 80537-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLK 5, ANDERSON FARM 5TH SUB, LOV |
| Legal Range | 68 |
| Legal Township | 05 |
| Legal Section | 18 |
| Legal Quarter | SE |
| Legal Subdivision | ANDERSON FARM |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1710 |
Source: Larimer County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 517 RUBY AVE, LOVELAND, CO 80537-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2013 · Amount on Record |
| Deed Sale | Aug 15, 2013 · Amount on Record |
| Prior Sale | Mar 2, 2009 · Amount on Record |
| Deed Document Number | 20130062914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 517 RUBY AVE, LOVELAND, CO 80537-2028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041695 |
|---|---|
| Date | Jun 26, 2017 |
| Instrument | 20170041695 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 517 RUBY AVE, LOVELAND, CO 80537-2028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000079370 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 20200079370 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Loveland City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+10.02%) | $28,119 (-12.33%) Land $2,500 Building $25,619 | $449,900 (-6.02%) Land $40,000 Building $409,900 |
| 2023 | $2,185.00 (+14.76%) | $32,073 (+33.99%) Land $2,680 Building $29,393 | $478,700 (+39%) Land $40,000 Building $438,700 |
| 2022 | $1,904.00 | $23,936 Land $2,780 Building $21,156 | $344,400 Land $40,000 Building $304,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Loveland Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Inventive Wireless of Nebraska, Lumen Technologies, T-Mobile USA.
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