529 Live Oak St, Freeport, FL 32439 Property Records

Walton County property record for 529 Live Oak St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1965
Lot Size	0.687 acres (29,969 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2024)
Tax Bill	$1,232 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41040-00C-0240`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41040-00C-0240`
Alternative APN	`1058771`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,969 sqft (0.687 acres)
Lot Dimensions	40.2 ft deep x 15 ft wide
Garage Type	Finished
Garage Area	480 sqft
Fence	Fence
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058771
Street Address	529 LIVE OAK ST
City	FREEPORT
State	FL
Zip	32439-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 24 & 25 BLK C CHOCTAW PB 2-71 OR 2972-3935 OR 3329-1814
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	CHOCTAW S/D
Legal Block	C
Legal Lot Number	24-25 25
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1032
Census Tract	950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	529 LIVE OAK ST, FREEPORT, FL 32439-6764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Dec 4, 2024	Deed of Trust, Mortgage · Line of Credit RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Mar 6, 2015
Deed Document Number	20240023294
Deed Book / Page	3329 / 1814
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	529 LIVE OAK ST, FREEPORT, FL 32439-6764
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LIVE OAK ST, FREEPORT, FL 32439-6764

Mortgage

Document Number	0033861167
Date	Feb 4, 2026
Book Page	3386/1167
Instrument	20260004179

Lender

Name	PINNACLE BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	529 LIVE OAK ST, FREEPORT, FL 32439-6764
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LIVE OAK ST, FREEPORT, FL 32439-6764

Mortgage

Document Number	0033433470
Date	Dec 4, 2024
Book Page	3343/3470
Instrument	20240042071

Lender

Name	RENASANT BANK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,556 (+5.81%) Land $125,000 Building $47,556	$172,556 (+5.81%) Land $125,000 Building $47,556
2024	$1,232.00 (+3.18%)
2023	$1,194.00 (-10.56%)	$163,075 (-17.29%) Land $125,000 Building $38,075	$163,075 (-17.29%) Land $125,000 Building $38,075
2022	$1,335.00	$197,165 Land $158,841 Building $38,324	$197,165 Land $158,841 Building $38,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Nearby Properties on Live Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures