433 LIVE OAK ST FREEPORT FL 324396762, FREEPORT, FL 32439-6762
Mortgage
Document Number
30791723
Date
Jul 13, 2018
Book Page
003079/001723
Instrument
23447
Lender
Name
VANDERBILT MTG & FIN
Type
Mortgage Company
Address
MARYVILLE, TN 37804
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jul 12, 2048
March 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
WALTON FL
Recording Date
Mar 2, 2018
Property Address
433 LIVE OAK ST, FREEPORT, FL 32439-6762
Document Number
0030670253
Book / Page
003067 / 000253
Instrument Date
Feb 5, 2018
Instrument
6942
Transaction Type
Transfer
Record Updated
Mar 20, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 9800 MARYVILLE TN 378029800, MARYVILLE, TN 37802-9800
Tax Assessment & Valuation
The 2025 property tax bill for 433 Live Oak St was $1,186, up 15.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Walton County
Unified School District
Walton County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,186.00 (+15.93%)
$134,873 (-2.83%)Land $62,500Building $72,373
$134,873 (-2.83%)Land $62,500Building $72,373
2024
$1,023.00 (+20.78%)
$138,798 (+30.91%)Land $62,500Building $76,298
$138,798 (+30.91%)Land $62,500Building $76,298
2023
$847.00 (-4.51%)
$106,023 (-9.46%)Land $62,500Building $43,523
$106,023 (-9.46%)Land $62,500Building $43,523
2022
$887.00
$117,096Land $79,420Building $37,676
$117,096Land $79,420Building $37,676
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 433 Live Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 19 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
19 in force
Nearby Flood Claims
2 (2017–2020)
Most Recent Claim
Sep 2020 · Hurricane Sally
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 433 Live Oak St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood
0.06% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source
Groundwater
Last State Inspection
Jan 2025
Lead
2 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025