529 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 529 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,312 sqft · built 1900
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2025)
Tax Bill	$1,860 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-368-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-368-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	1,004 sqft
2nd Floor Area	308 sqft
Basement Area	668 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	12 ft deep x 6.6 ft wide
Porch	Slab
Deck Area	216 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	529 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E CERESCO PLAT PT OF LOT 2 BLK 10 COM 4 RDS W OF NE COR LOT 2 TH W 4 RDS S 120.25' E 4 RDS N 120.25' TO BEG
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CERESCO PLAT
Legal Block	10
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4001
Census Tract	41600

Owner

529 Liberty St is owned and occupied by an individual who bought it in November 2025.

Source: Fond Du Lac County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	529 LIBERTY ST, RIPON, WI 54971-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage FORTIFI BANK
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVISOR INC
Oct 17, 2022	Transfer on Death Deed, Transfer
Nov 1, 2017	Warranty Deed, Transfer · ARM MARINE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Document Number	20251216470
Prior Transfer Date	Oct 10, 2011
Prior Transfer Doc	0000989097
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	529 LIBERTY ST, RIPON, WI 54971-1217
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LIBERTY ST, RIPON, WI 54971-1217

Mortgage

Document Number	0001179350
Date	Jan 5, 2023
Instrument	1179350

Lender

Name	FORTIFI BANK
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 24, 2025
Property Address	529 LIBERTY ST, RIPON, WI 54971-1217
Document Number	0001216470
Instrument Date	Nov 24, 2025
Instrument	1216470
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	GUARANTY TITLE SERVICES, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LIBERTY ST, RIPON, WI 54971-1217

Mortgage

Document Number	0001216471
Date	Nov 24, 2025
Instrument	1216471

Lender

Name	PROVISOR INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 17, 2022
Property Address	529 LIBERTY ST, RIPON, WI 54971-1217
Document Number	0001176551
Instrument Date	Oct 5, 2022
Instrument	1176551
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 1, 2017
Property Address	529 LIBERTY ST, RIPON, WI 54971-1217
Document Number	0001091668
Instrument Date	Nov 1, 2017
Instrument	1091668
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 LIBERTY ST, RIPON, WI 54971-1217

Mortgage

Document Number	0001091669
Date	Nov 1, 2017
Instrument	1091669

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	7.99%
Max Rate At Change	9.99%
Index	1-Year CMT
Max Rate	13.9%

Tax Assessment & Valuation

The 2025 property tax bill for 529 Liberty St was $1,860 with a homeowner's exemption, up 10.5% from the year before.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,860.00 (+10.52%)	$85,000 (-) Land $17,500 Building $67,500	$131,099 (+16.85%) Land $26,991 Building $104,108
2024	$1,683.00 (+5.25%) Homeowner's exemption	$85,000 (-) Land $17,500 Building $67,500	$112,190 (+12.35%) Land $23,098 Building $89,092
2023	$1,599.00 Homeowner's exemption	$85,000 Land $17,500 Building $67,500	$99,859 Land $20,559 Building $79,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 529 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 529 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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