521 Liberty St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 521 Liberty St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,150 sqft · built 1855
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Oct 2022)
Tax Bill	$5,837 (2025)
Deeds & Mortgages	Oct 2022 Transfer Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-CE-364-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-CE-364-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,150 sqft Living Area
1st Floor Area	1,075 sqft
2nd Floor Area	1,075 sqft
Basement Area	1,075 sqft
Game Room	Game Room

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Masonite/Cement Shake
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	20.6 ft deep x 6.6 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	521 LIBERTY ST
City	RIPON
State	WI
Zip	54971-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E CERESCO PLAT THE E 4 RDS LOT 2 BLK 10 ALSO N 1/2 VAC ALLEY ADJ ON S & W 1/2 VAC ALLEY ADJ ON E
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	CERESCO PLAT
Legal Block	10
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	4
Census Block	4001
Census Tract	41600

Owner

521 Liberty St is owned and occupied by two individuals who bought it in October 2022.

Source: Fond Du Lac County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 LIBERTY ST, RIPON, WI 54971-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer
Nov 1, 2021	Deed, Transfer · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Nov 1, 2021 · Amount on File
Deed Document Number	20221176321
Prior Transfer Date	Sep 1, 2022
Prior Transfer Doc	0001176321
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 11, 2022
Property Address	521 LIBERTY ST, RIPON, WI 54971-1217
Document Number	0001176321
Instrument Date	Oct 6, 2022
Instrument	1176321
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Nov 1, 2021
Property Address	521 LIBERTY ST, RIPON, WI 54971-1217
Document Number	0001160939
Instrument Date	Oct 28, 2021
Instrument	1160939
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	WARRANTY TITLE SERVICES INC, GUARANTY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 LIBERTY ST, RIPON, WI 54971-1217

Mortgage

Document Number	0001160940
Date	Nov 1, 2021
Instrument	1160940

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 521 Liberty St was $5,837 with a homeowner's exemption.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,837.00	$246,800 Land $23,000 Building $223,800	$380,651 Land $35,474 Building $345,177
2023	$5,286.00 Homeowner's exemption	$246,800 Land $23,000 Building $223,800	$289,943 Land $27,021 Building $262,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Liberty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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