Harford County property record for 529 Kirkcaldy Way, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,736 sqft · built 2003 |
| Lot Size | 0.066 acres (2,871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,900 (Jul 2019) |
| Tax Bill | $3,834 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-328239 |
| Primary APN | 01-328239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Total Area |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,871 sqft (0.066 acres) |
| Garage Area | 44 sqft |
| Deck Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 328239 |
|---|---|
| Street Address | 529 KIRKCALDY WAY |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2419 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3COS |
| Legal Description | LOT 99 2871 SF 529 KIRKCALDY WAY MONMOUTH MEAD P 101/97 |
| Legal Subdivision | PLAT ONE MONMOUTH MEADOWS |
| Legal Lot Number | 99 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 301202 |
529 Kirkcaldy Way, a townhouse, is owned and occupied by an individual who bought it in July 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 529 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional with PMI NFM LNDG |
| Feb 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on File |
| Deed Sale | Jul 16, 2019 · Amount on File |
| Prior Sale | Sep 16, 2003 · Amount on File |
| Deed Book / Page | 13348 / 183 |
| Prior Transfer Date | Jan 23, 2019 |
| Prior Transfer Doc | 0131560283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 529 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0145570458 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 14557/458 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 16, 2019 |
| Property Address | 529 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0133480183 |
| Book / Page | 013348 / 000183 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 KIRKCALDY WAY ABINGDON MD 210092419, ABINGDON, MD 21009-2419 |
| Document Number | 133480188 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 013348/000188 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 14, 2019 |
| Property Address | 529 KIRKCALDY WAY, ABINGDON, MD 21009-2419 |
| Document Number | 0131560283 |
| Book / Page | 013156 / 000283 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 SICILY DR CLAYTON NC 275279229, CLAYTON, NC 27527-9229 |
The 2026 property tax bill for 529 Kirkcaldy Way was $3,834, up 15.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,834.00 (+15.45%) | $351,800 (+7.17%) Land $75,500 Building $276,300 | $351,800 (-) Land $75,500 Building $276,300 |
| 2025 | $3,321.00 | $328,267 | $351,800 Land $75,500 Building $276,300 |
| 2023 | $281,200 Land $75,500 Building $205,700 | $281,200 Land $75,500 Building $205,700 | |
| 2022 | $2,962.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 529 Kirkcaldy Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 529 Kirkcaldy Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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