525 Kirkcaldy Way, Abingdon, MD 21009 Property Records

Harford County property record for 525 Kirkcaldy Way, Abingdon, MD 21009

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,520 sqft · built 2003
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Aug 2026)
Tax Bill	$3,595 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-328212`

Property Details

APN / Parcel Number

Primary APN	`01-328212`
Alternative APNs	`1328212` `328212`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,520 sqft Total Area
Basement Area	570 sqft
Finished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	328212
Street Address	525 KIRKCALDY WAY
City	ABINGDON
State	MD
Zip	21009-2419
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3COS
Legal Description	LOT 97 2000 SF 525 KIRKCALDY WAY MONMOUTH MEAD P 101/97
Legal Subdivision	PHASE ONE SECTION THREE MONMOUTH MEADOWS
Legal Lot Number	97
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4009
Census Tract	301202

Owner

Source: Harford County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 KIRKCALDY WAY, ABINGDON, MD 21009-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Prior Sale	Aug 20, 2009 · Amount on Record
Deed Book / Page	17255 / 194
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 19, 2026
Property Address	525 KIRKCALDY WAY, ABINGDON, MD 21009-2419
Document Number	1725000194
Book / Page	17255 / 194
Instrument Date	Jul 1, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	LAWYERS EXPRESS TITLE LLC, LAWYERS EXPRESS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	525 KIRKCALDY WAY, ABINGDON, MD 21009-2419

Mortgage

Document Number	1725000203,
Date	Aug 19, 2026
Book Page	17255/203

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,595.00 (+17.48%) Homeowner's exemption	$329,900 (+6.82%) Land $75,000 Building $254,900	$329,900 (-) Land $75,000 Building $254,900
2025	$3,060.00 (+8.09%) Homeowner's exemption	$308,833 (+15.8%)	$329,900 (+23.7%) Land $75,000 Building $254,900
2023		$266,700 Land $75,000 Building $191,700	$266,700 Land $75,000 Building $191,700
2022	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880