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529 Graphite Trl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 529 Graphite Trl, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,562 sqft · built 2018
Lot Size0.231 acres (10,062 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Aug 2025)
Tax Bill$5,792 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jan 2020 Mortgage
+ 2 more
APN0394002000740

Property Details

APN / Parcel Number

Primary APN0394002000740

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,562 sqft Living Area
1st Floor Area1,354 sqft
Upper Floors Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area95 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address529 GRAPHITE TRL
CityCHESAPEAKE
StateVA
Zip23320-3439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description74 FIELDSTONE PH 1 & 2
Legal SubdivisionFIELDSTONE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group5
Census Block5007
Census Tract20804

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Mar 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Oct 2, 2018Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2025 · Amount on Record
Deed SaleAug 27, 2025 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Document Number202519514
Deed Book / Page10888 / 467
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 15, 2022
Property Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439
Document Number10521/1748
Book / Page10521 / 1748
Instrument DateFeb 10, 2022
Instrument220005473
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyTITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439

Mortgage

Document Number0220005474
DateFeb 15, 2022
Instrument220005474
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10103/1279
DateJan 22, 2020
Book Page10103/1279
Instrument200001924
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2035
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyINSPIRE2

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010325/390
DateMar 8, 2021
Book Page10325/390
Instrument210010452
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term169 Months
DueApr 1, 2035
Interest
Rate TypeFixed Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateOct 2, 2018
Property Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439
Document Number9956/1846
Book / Page9956 / 1846
Instrument DateSep 28, 2018
Instrument180026302
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439

Mortgage

Document Number180026303
DateOct 2, 2018
Instrument180026303
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$589,500 (+2.79%) Land $205,000 Building $384,500$589,500 (+2.79%) Land $205,000 Building $384,500
2025$5,792.00 (+41.61%)$573,500 (+10.56%) Land $185,000 Building $388,500$573,500 (+10.56%) Land $185,000 Building $388,500
2023$518,700 (+8.49%) Land $175,000 Building $343,700$518,700 (+8.49%) Land $175,000 Building $343,700
2022$478,100 Land $150,000 Building $328,100$478,100 Land $150,000 Building $328,100
2019$4,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies102 units insured
incl. 2 condo units
Nearby Flood Claims2 (2011–2016)
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 80% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
Starlink
Satellite		280 / 30

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