Chesapeake City property record for 521 Graphite Trl, Chesapeake, VA 23320
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 6 bd · 3.5 ba · 3,473 sqft · built 2017 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Jan 2018) |
| Tax Bill | $1,285 (2020) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2023 Line of Credit + 2 more |
| APN | 0394002000720 |
| Primary APN | 0394002000720 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,473 sqft Total Area |
| 1st Floor Area | 1,947 sqft |
| Upper Floors Area | 1,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 366 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 GRAPHITE TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3439 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R10S: RESI |
| Legal Description | 72 FIELDSTONE PH 1 & 2 |
| Legal Subdivision | FIELDSTONE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit ABNB FCU |
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Nov 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jan 16, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Deed Document Number | 20181033 |
| Deed Book / Page | 9874 / 212 |
| Last Transfer Date | Aug 23, 2024 |
| Transfer Doc | 10788/1535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 10894/1611 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 10894/1611 |
| Instrument | 250021305 |
| Name | ABNB FCU |
|---|---|
| Type | Credit Union |
| Address | CHESAPEAKE, VA 23320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Sep 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 10710/1490 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 10710/1490 |
| Instrument | 230024505 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10483/267 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 10483/267 |
| Instrument | 210052023 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 16, 2018 |
| Property Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Document Number | 9874/212 |
| Book / Page | 9874 / 212 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 180001033 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 GRAPHITE TRL, CHESAPEAKE, VA 23320-3439 |
| Document Number | 180001034 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 180001034 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,500 (+2.14%) Land $205,000 Building $497,500 | $702,500 (+2.14%) Land $205,000 Building $497,500 | |
| 2025 | $687,800 (+10.54%) Land $185,000 Building $502,800 | $687,800 (+10.54%) Land $185,000 Building $502,800 | |
| 2023 | $622,200 Land $175,000 Building $447,200 | $622,200 Land $175,000 Building $447,200 | |
| 2020 | $1,285.00 (-74.09%) | ||
| 2019 | $4,959.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 100 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 units insured incl. 2 condo units |
| Nearby Flood Claims | 2 (2011–2016) |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 80% of Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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