5289 Locust Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 5289 Locust Rd, Gilmer, TX 75645

Property Summary

Property Type	Residential
Details	3,633 sqft
Lot Size	3.53 acres (154,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,800 (Mar 2018)
Tax Bill	$3,486 (2026)
Deeds & Mortgages	May 2017 Mortgage Mar 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`001U-S02-000-494`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-494`
Alternative APN	`45498`

Interior

Full Baths	2 Baths
Building Area	3,633 sqft Total Area
1st Floor Area	1,717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,115 sqft (3.53 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-494
Street Address	5289 LOCUST RD
City	GILMER
State	TX
Zip	75645-2914
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 494, 3.538 ACRES & HOUSE
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	494
Jurisdiction	UPSHUR TX
Township / Civil Division	BIG SANDY
Census Block Group	2
Census Block	2018
Census Tract	950501

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5289 LOCUST RD, GILMER, TX 75645-2914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage EAST TEXAS PROFESSIONAL CU
Mar 20, 2018	Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	20181940
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0201801940
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	5289 LOCUST RD, GILMER, TX 75645-2914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1306/695
Date	May 18, 2017
Book Page	1306/695
Instrument	201703200

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 17, 2027

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 20, 2018
Property Address	5289 LOCUST RD, GILMER, TX 75645-2914
Document Number	201801940
Instrument Date	Mar 16, 2018
Instrument	201801940
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 DASIS, 111, GILMER, TX 75645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 828, AUSTIN, TX 78767-0828

Mortgage

Document Number	201801941
Date	Mar 20, 2018
Instrument	201801941

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,486.00 (+103.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$230,220 (-2.62%) Land $58,030 Building $172,190	$230,220 (-2.62%) Land $58,030 Building $172,190
2025	$1,714.00 (-32.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$236,420 (-2.27%) Land $61,240 Building $175,180	$236,420 (-2.27%) Land $61,240 Building $175,180
2023		$241,920 Land $79,470 Building $162,450	$241,920 Land $79,470 Building $162,450
2022	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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