Upshur County property record for 5207 Locust Rd, Gilmer, TX 75645 · Last verified January 2026
| Property Type | Rural Home |
|---|---|
| Details | 3,060 sqft |
| Lot Size | 3.07 acres (133,773 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2021 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 001U-S02-000-496 |
| Primary APN | 001U-S02-000-496 |
|---|---|
| Alternative APN |
|
| Building Area | 3,060 sqft Living Area |
|---|
| Lot Area | 133,773 sqft (3.07 acres) |
|---|
| Account Number | 001U-S02-000-496 |
|---|---|
| Street Address | 5207 LOCUST RD |
| City | GILMER |
| State | TX |
| Zip | 75645-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ABS A1 DAVENPORT, J B B,TRACT 496, 3.071 ACRES & HOUSE |
| Legal Tract | 496 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | BIG SANDY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950501 |
Source: Upshur County records · APN 001U-S02-000-496
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5207 LOCUST RD, GILMER, TX 75645-2914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC |
| Sep 11, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 5207 LOCUST RD, GILMER, TX 75645-2914 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202105756 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 202105756 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 5207 LOCUST RD, GILMER, TX 75645-2914 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201705934 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 201705934 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $172,930 (-4.76%) Land $58,460 Building $114,470 | $172,930 (-4.76%) Land $58,460 Building $114,470 |
| 2023 | $181,570 Land $70,410 Building $111,160 | $181,570 Land $70,410 Building $111,160 |
Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 61% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 562 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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