5285 Santa Rita Ranch Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 5285 Santa Rita Ranch Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 9,298 sqft · built 1983
Lot Size	37.2 acres (1,620,868 sqft)
Owner	Company Name on File
Last Sale	$3,099,000 (Dec 2020)
Tax Bill	$38,046 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-042-021`

Property Details

APN / Parcel Number

Primary APN	`046-042-021`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	17 Rooms
Stories	1 Story
Building Area	9,298 sqft Living Area
1st Floor Area	9,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	1,620,868 sqft
Terrain	Combination
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5285 SANTA RITA RANCH RD
City	TEMPLETON
State	CA
Zip	93465-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	RHO ASUN PM 39-59 PAR 3
Legal Subdivision	PARCEL MAP CO-85-193
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1016
Census Tract	12706

Owner

5285 Santa Rita Ranch Rd is owned by a company that acquired it in May 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1010 PEACH ST, SAN LUIS OBISPO, CA 93401-2723
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage BRAD CLARK
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Jun 5, 2009 · Amount on File
Deed Document Number	202075387
Last Transfer Date	May 12, 2023
Transfer Doc	0000013132
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 12, 2023
Property Address	5285 SANTA RITA RANCH RD, TEMPLETON, CA 93465-8746
Document Number	0000013132
Map Reference	MB 9 PG 93
Instrument Date	May 12, 2023
Instrument	2023013132
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6969 W HIGHWAY 46, TEMPLETON, CA 93465-9376

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5285 SANTA RITA RANCH RD, TEMPLETON, CA 93465-8746
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025558
Date	Apr 5, 2021
Instrument	2021025558

Lender

Name	BRAD CLARK
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 18, 2020
Property Address	5285 SANTA RITA RANCH RD, TEMPLETON, CA 93465-8746
Document Number	0000075387
Map Reference	MB 39 PG 59
Instrument Date	Sep 25, 2020
Instrument	2020075387
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1222 PASEO DE CABALLO, SAN LUIS OBISPO, CA 93405-7894

Mortgage

Document Number	0000075388
Date	Dec 18, 2020
Instrument	2020075388

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5285 Santa Rita Ranch Rd was $38,046.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,421,543 (+2%) Land $1,273,556 Building $2,147,987
2025	$38,046.00	$3,354,455 Land $1,248,585 Building $2,105,870
2023	$34,849.00 (+1.96%)	$3,224,199 Land $1,200,101 Building $2,024,098
2022	$34,178.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5285 Santa Rita Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5285 Santa Rita Ranch Rd is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	50 / 10

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