5285 Commerce St, Jay, FL 32565 Property Records

Santa Rosa County property record for 5285 Commerce St, Jay, FL 32565 · Last verified May 2026

Property Highlights

Property Type	Commercial > Office > Medical Building
Bedrooms	1 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	6,263 sqft Gross Area
Lot Size	10,890 sqft (0.25 acres)
Last Sale	$418,000 (2014)
Tax Bill	$3,739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-5N-29-0000-01600-0000`
Alternative APN	`N295410000016000000`

Interior

Bedrooms	1 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	6,263 sqft Gross Area
1st Floor	3,669 sqft 1st Floor
Stories	1 Stories
Utility Area	1,722 sqft Utility Area
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,890 sqft (0.25 acres)
Total Buildings	2 Total Buildings
Canopy Area	18 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	5285 COMMERCE ST
City	JAY
State	FL
Zip	32565-1179
Property Usage	Commercial Property Usage
Type	Commercial > Office > Medical Building
Legal Description	BEG NE COR LOT 2 TH S 155 FT T O POB TH W 150 FT TH S 83 1/2 FT TH E 150 FT TH N 83 1/2 FT TO POB & ALSO COM NE COR LOT 2 TH W 150 FT TH S 135 FT TO P OB TH S 50 FT TH W 73 FT TH N 50 FT TH E 73 FT TO POB AS D ES IN OR 1702 PG 465
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Minor Civil Division	JAY
Census Blockgroup	1
Census Block	1041
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 41-5N-29-0000-01600-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5285 COMMERCE ST, JAY, FL 32565-1179
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2014 · Amount on Record
Deed Sale	Sep 10, 2014 · Amount on Record
Prior Sale	Jul 17, 1998 · Amount on Record
Deed Doc Number	201431573
Deed Book / Page	3371 / 697
Record Refreshed	Jun 08, 2026

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 10, 2018
Property Address	5285 COMMERCE ST, JAY, FL 32565-1179
Document Number	0037881989
Book / Page	003788 / 001989
Instrument Date	Nov 26, 2018
Instrument	52212
Transaction Type	Foreclosure
Record Updated	Feb 04, 2019

Transaction

Amount	Amount Recorded
Tax	$49.70
Additional	Result of a Foreclosure Auction Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ARTHUR AVE JAY FL 325653114, JAY, FL 32565-3114

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+13.79%)	$306,131 (+1.64%) Land $28,750 Building $277,381	$306,131 (+1.64%) Land $28,750 Building $277,381
2024	$3,286.00 (+16.98%)	$301,197 (+24.68%) Land $28,750 Building $272,447	$301,197 (+24.68%) Land $28,750 Building $272,447
2023	$2,809.00 (+16.7%)	$241,585 (+31.14%) Land $28,750 Building $212,835	$241,585 (+31.14%) Land $28,750 Building $212,835
2022	$2,407.00	$184,214	$184,214 Land $28,750 Building $155,464

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.