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5284 Commerce St, Jay, FL 32565 Property Records

Santa Rosa County property record for 5284 Commerce St, Jay, FL 32565 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Store, Retail Outlet
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1984
Square Footage5,846 sqft Gross Area
Lot Size7,797 sqft (0.179 acres)
Last Sale$79,700 (2022)
Tax Bill$2,724.00 (2024)

Property Details

APN / Parcel Number

Primary APN41-5N-29-0000-01700-0000
Alternative APN
  • N295410000017000000

Interior

Bedrooms1 Beds
Full Baths1 Baths
Total Rooms1 Rooms
Building Area5,846 sqft Gross Area
1st Floor5,550 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionMansard Roof Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area7,797 sqft (0.179 acres)
Depth X Width98 ft x 82 ft Depth x Width
Canopy Area296 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address5284 COMMERCE ST
CityJAY
StateFL
Zip32565
Property UsageCommercial Property Usage
TypeCommercial > Retail > Store, Retail Outlet
Legal Description*DESCRIPTION UPDATED FOR 2022* 41-5N-29W COM AT NW CORNER OF LOT 3 OF NATHANIEL HAWTHORNE GRANT IN SECTION 41 THN S ON W LN 204.0 FT TO POB THN E 121.28 FT THN N9*31'E 75.54 FT THN S86*46'W 133.98 FT TO W LINE OF SAID LOT 3 THN S ON W LN OF LOT 82.06
Legal Lot Number3
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1040
Census Tract10200

Owner

Source: Santa Rosa County records · APN 41-5N-29-0000-01700-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4726 GERI ST, MILTON, FL 32583-1606
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 19, 2020Warranty Deed, Transfer
SUSAN N & JOSEPH L JR MCMATH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleOct 19, 2020 · Amount on Record
Deed Doc Number202237974
Deed Book / Page4299 / 513
Prior Transfer DateDec 08, 2014
Prior Transfer Doc0034032062
Record RefreshedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 27, 2022
Property Address5284 COMMERCE ST, JAY, FL 32565
Document Number0042990513
Book / Page4299 / 513
Instrument DateJun 07, 2022
Instrument202237974
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$557.90
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4726 GERI ST, MILTON, FL 32583-1606

Transferred To (Grantee/Buyer)

NameVerified Name
Address4726 GERI ST, MILTON, FL 32583-1606

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 19, 2020
Property Address5284 COMMERCE ST, JAY, FL 32565
Document Number0040152048
Book / Page004015 / 002048
Instrument DateOct 13, 2020
Instrument53891
Transaction TypeTransfer
Record UpdatedNov 06, 2020
Title CompanyCLEAR TITLE/NW FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$853.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4726 GERI ST MILTON FL 325831606, MILTON, FL 32583-1606

Mortgage

Document Number40152050
DateOct 19, 2020
Book Page004015/002050
Instrument53892
Lender
NameSUSAN N & JOSEPH L JR MCMATH
Address9409 BILL BASS RD, ANDALUSIA, AL 36420-7151
Agreement
AmountAmount Recorded
Term240 Months
DueOct 18, 2040

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityJay Town
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$171,110 (+0.58%) Land $17,425 Building $153,685$171,110 (+0.58%) Land $17,425 Building $153,685
2024$2,724.00 (+9.88%)$170,118 (+16.37%) Land $17,425 Building $152,693$170,118 (+16.37%) Land $17,425 Building $152,693
2023$2,479.00 (+17.27%)$146,182 (+15.45%) Land $17,425 Building $128,757$146,182 (+15.45%) Land $17,425 Building $128,757
2022$2,114.00$126,617$126,617 Land $17,425 Building $109,192

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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