5284 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5284 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 992 sqft · built 1955
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,370 (2026)
Flood Zone	Zone X (minimal risk)
APN	`520-0016-01000`

Property Details

APN / Parcel Number

Primary APN	`520-0016-01000`
Alternative APN	`1088419`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Gross Area
1st Floor Area	992 sqft
Basement Area	496 sqft
Finished Basement	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	864 sqft
Deck Area	160 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1088419
Street Address	5284 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF NW 1/4 OF NW 1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	23
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1011
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-01000

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5950 ELDE RD, COTTON, MN 55724-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 (+3.95%) Homeowner's exemption
2025	$2,280.00 (+0.35%) Homeowner's exemption	$202,300 (+0.25%) Land $66,200 Building $136,100	$202,300 (+0.25%) Land $66,200 Building $136,100
2024	$2,272.00	$201,800 (+14.79%) Land $65,700 Building $136,100	$201,800 (+14.79%) Land $65,700 Building $136,100
2022		$175,800 Land $62,400 Building $113,400	$175,800 Land $62,400 Building $113,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.