St. Louis County property record for 5199 Arnold Rd, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,368 sqft · built 2014 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,000 (Dec 2006) |
| Tax Bill | $8,394 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0016-00190 |
| Primary APN | 520-0016-00190 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,368 sqft Gross Area |
| 1st Floor Area | 2,368 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 784 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 36 sqft |
| Storage Building | 384 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1004545 |
|---|---|
| Street Address | 5199 ARNOLD RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 OF S1/2 OF SE1/4 OF NE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 51N |
| Legal Section | 22 |
| Legal Subdivision | RICE LAKE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10400 |
Source: St. Louis County records · APN 520-0016-00190
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST ENTERPRENEUR FUND |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPS CREDIT UNION |
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2006 · Amount on Record |
| Deed Sale | Dec 22, 2006 · Amount on Record |
| Deed Document Number | 20061038737 |
| Last Transfer Date | Oct 22, 2014 |
| Transfer Doc | 0001249124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 30, 2026 |
| Property Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Document Number | 0001531698 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261531698 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Document Number | 0001531698, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261531698 |
| Name | NORTHEAST ENTERPRENEUR FUND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 17, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 14, 2026 |
| Property Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Document Number | 0001530741 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 20261530741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Document Number | 0001530741, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20261530741 |
| Name | MINNESOTA POWER EMPS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5199 ARNOLD RD, DULUTH, MN 55803-9307 |
| Document Number | 00A1360386 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5199 ARNOLD RD DULUTH MN 558039307, DULUTH, MN 55803-9307 |
| Document Number | 00A1360386 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | A1360386 |
| Name | MINNESOTA POWER EMPS CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 08, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,394.00 (+3.68%) Homeowner's exemption | ||
| 2025 | $8,096.00 (+5.69%) Homeowner's exemption | $612,500 (+1.04%) Land $78,000 Building $534,500 | $612,500 (+1.04%) Land $78,000 Building $534,500 |
| 2024 | $7,660.00 | $606,200 (+17.89%) Land $77,500 Building $528,700 | $606,200 (+17.89%) Land $77,500 Building $528,700 |
| 2022 | $514,200 Land $73,500 Building $440,700 | $514,200 Land $73,500 Building $440,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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