5282 E Sternberg Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 5282 E Sternberg Rd, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,128 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2005)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-15-020-200-0002-20`

Property Details

APN / Parcel Number

Primary APN	`61-15-020-200-0002-20`
Alternative APN	`15020200000220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Lot Area	217,800 sqft (5 acres)
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5282 E STERNBERG RD
City	FRUITPORT
State	MI
Zip	49415-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FRUITPORT CHARTER TOWNSHIP SEC 20 T9N R15W PART OF S 1/2 OF NE 1/4 SD SEC 20 COMM AT E 1/4 COR OF SEC TH N 88D 59M 43S W ALG
Legal Range	15W
Legal Township	9N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	2
Census Block	2005
Census Tract	2800

Owner

5282 E Sternberg Rd is owned and occupied by two individuals who bought it in September 2005.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5282 E STERNBERG RD, FRUITPORT, MI 49415-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Warranty Deed, Transfer · Conventional Mortgage THE SHELBY STATE BANK
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRI-CITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2005 · Amount on File
Deed Sale	Sep 1, 2005 · Amount on File
Deed Document Number	20055166113
Deed Book / Page	3665 / 700
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 20, 2021
Property Address	5282 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	004245/507
Book / Page	4245 / 507
Instrument Date	Jan 15, 2021
Instrument	5711184
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17041 LLOYDS BAYOU DR, 17041, SPRING LAKE, MI 49456-9095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5282 E STEMBERG RD, FRUITPORT, MI 49415

Mortgage

Document Number	0004245508
Date	Jan 20, 2021
Instrument	4245/508

Lender

Name	THE SHELBY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5282 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	0005631667
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5282 E STERNBERG RD FRUITPORT MI 494159741, FRUITPORT, MI 49415-9741

Mortgage

Document Number	0005631667
Date	Aug 30, 2018
Book Page	004165/000912
Instrument	5631667

Lender

Name	TRI-CITIES CU
Type	Credit Union
Address	GRAND HAVEN, MI 94917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 29, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 5282 E Sternberg Rd was $4,340 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,700 (+8.15%)	$371,400 (+8.15%)
2025	$4,340.00 Homeowner's exemption	$171,700	$343,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5282 E Sternberg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5282 E Sternberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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