5010 E Sternberg Rd, Fruitport, MI 49415 Property Records

Muskegon County property record for 5010 E Sternberg Rd, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,232 sqft · built 2008
Lot Size	9.81 acres (427,324 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Feb 2022)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15020100001700`

Property Details

APN / Parcel Number

Primary APN	`15020100001700`
Alternative APN	`61-15-020-100-0017-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	427,324 sqft (9.81 acres)
Garage Area	1,952 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5010 E STERNBERG RD
City	FRUITPORT
State	MI
Zip	49415-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FRUITPORT CHARTER TOWNSHIP SEC 20 T9N R15W W 1/2 OF W 1/2 OF SE 1/4 OF NW 1/4 10 AC SUBJ TO RD ROW OVER S 33 FT
Legal Range	15W
Legal Township	9N
Legal Section	20
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	2
Census Block	2006
Census Tract	2800

Owner

5010 E Sternberg Rd is owned and occupied by an individual who bought it in February 2022.

Source: Muskegon County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CREDIT UNION
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2022	Warranty Deed, Transfer · FHA Mortgage THE ANDERSON FINANCIAL GROUP INC
Nov 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 27, 2020	Grant Deed, Transfer NOT AVAILABLE
May 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on File
Deed Sale	Feb 3, 2022 · Amount on File
Prior Sale	Mar 27, 2020 · Amount on File
Deed Document Number	20225753777
Deed Book / Page	4288 / 142
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0005704378
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Aug 18, 2026
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	0005891848
Book / Page	4426 / 345
Instrument Date	Aug 13, 2026
Instrument	20265891848
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741

Mortgage

Document Number	0005891848,
Date	Aug 18, 2026
Book Page	4426/345
Instrument	20265891848

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741

Mortgage

Document Number	004341/506
Date	Oct 24, 2023
Book Page	4341/506
Instrument	5807090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Feb 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Feb 3, 2022
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	004288/142
Book / Page	4288 / 142
Instrument Date	Jan 31, 2022
Instrument	5753777
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	LAKESHORE TITLE LLC, LAKESHORE TTL GROUP WEST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5010 E STERNBERG RD, 5010, FRUITPORT, MI 49415-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741

Mortgage

Document Number	004288/143
Date	Feb 3, 2022
Book Page	4288/143
Instrument	5753778

Lender

Name	THE ANDERSON FINANCIAL GROUP INC
Type	Mortgage Company
Address	CHICAGO, IL 60614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 6, 2020
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	0005704378
Book / Page	004238 / 000694
Instrument Date	Oct 30, 2020
Instrument	5704378
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E ELLIS RD MUSKEGON MI 494449708, MUSKEGON, MI 49444-9708

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 27, 2020
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	0005681722
Book / Page	004216 / 000016
Instrument Date	Mar 6, 2020
Instrument	5681722
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$909.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E ELLIS RD MUSKEGON MI 494449708, MUSKEGON, MI 49444-9708

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MUSKEGON MI
Recording Date	May 22, 2019
Property Address	5010 E STERNBERG RD, FRUITPORT, MI 49415-9741
Document Number	0005656146
Book / Page	004190 / 000414
Instrument Date	May 10, 2019
Instrument	5656146
Transaction Type	Foreclosure
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,094.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 BEATTIE PL #100 GREENVILLE SC 296012137, 100, GREENVILLE, SC 29601-2137

Tax Assessment & Valuation

The 2025 property tax bill for 5010 E Sternberg Rd was $5,265 with a homeowner's exemption.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,800 (+2.7%)	$395,600 (+2.7%)
2025	$5,265.00 Homeowner's exemption	$192,600	$385,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5010 E Sternberg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5010 E Sternberg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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