5281 SE 42nd Trce, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5281 SE 42nd Trce, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,194 sqft · built 2003
Lot Size	0.192 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2019)
Tax Bill	$991 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0010-00050-0190`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0010-00050-0190`

Interior

Full Baths	2 Baths
Building Area	1,194 sqft Heated Area
Gross Area	1,454 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,407 sqft (0.192 acres)
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5281 SE 42ND TRCE
City	OKEECHOBEE
State	FL
Zip	34974-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING'S BAY (PLAT BOOK 5 PAGES 91 THROUGH 94) LOT 19 BLOCK 5
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KING'S
Legal Block	5
Legal Lot Number	19
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5281 SE 42nd Trce is owned and occupied by two individuals who bought it in December 2019.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5281 SE 42ND TRCE, OKEECHOBEE, FL 34974-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Dec 31, 2003 · Amount on File
Deed Document Number	0000012880
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 20, 2019
Property Address	5281 SE 42ND TRCE, OKEECHOBEE, FL 34974-1111
Document Number	0000012880
Instrument Date	Dec 20, 2019
Instrument	12880
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5281 SE 42ND TRCE OKEECHOBEE FL 349741111, OKEECHOBEE, FL 34974-1111

Mortgage

Document Number	12881
Date	Dec 20, 2019
Instrument	12881

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5281 SE 42nd Trce was $991 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 Homeowner's exemption	$112,894	$178,157 Land $16,960 Building $161,197
2023	$1,561.00 (+10.32%) Homeowner's exemption	$106,006 (+3%)	$183,827 (+25.41%) Land $9,540 Building $174,287
2022	$1,415.00 Homeowner's exemption	$102,918	$146,580 Land $6,625 Building $139,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5281 SE 42nd Trce in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5281 SE 42nd Trce is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20