5248 SE 42nd Trce, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5248 SE 42nd Trce, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,194 sqft · built 2004
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jan 2018)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-31-37-36-0010-00050-0160`

Property Details

APN / Parcel Number

Primary APN	`1-31-37-36-0010-00050-0160`
Alternative APN	`R13137360010000500160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,194 sqft Living Area
Gross Area	1,390 sqft
1st Floor Area	1,194 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,271 sqft (0.121 acres)
Porch	Finished/Open Porch
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5248 SE 42ND TRCE
City	OKEECHOBEE
State	FL
Zip	34974-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS BAY (PLAT BOOK 5 PAGES 91 THROUGH 94) LOT 16 BLOCK 5
Legal Range	36E
Legal Township	37S
Legal Section	31
Legal Subdivision	KINGS BAY
Legal Block	5
Legal Lot Number	16
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3004
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5248 SE 42nd Trce is owned and occupied by an individual who bought it in January 2018.

Source: Okeechobee County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5248 SE 42ND TRCE, OKEECHOBEE, FL 34974-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 17, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Prior Sale	Jun 3, 2004 · Amount on File
Deed Document Number	2018631
Deed Book / Page	801 / 136
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5248 SE 42ND TRCE, OKEECHOBEE, FL 34974-1109
Document Number	0000006365
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 SE 42ND TRCE OKEECHOBEE FL 349741109, OKEECHOBEE, FL 34974-1109

Mortgage

Document Number	0000006365
Date	Jul 9, 2020
Instrument	6365

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 17, 2018
Property Address	5248 SE 42ND TRCE, OKEECHOBEE, FL 34974-1109
Document Number	0008010136
Book / Page	000801 / 000136
Instrument Date	Jan 17, 2018
Instrument	631
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	OKEE-TANTIE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 SE 42ND TRCE OKEECHOBEE FL 349741109, OKEECHOBEE, FL 34974-1109

Mortgage

Document Number	8010139
Date	Jan 17, 2018
Book Page	000801/000139
Instrument	632

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5248 SE 42nd Trce was $3,618 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,618.00 Homeowner's exemption	$110,159	$182,176 Land $16,000 Building $166,176
2023	$3,477.00 (+150.68%) Homeowner's exemption	$103,936 (+3%)	$187,778 (+25.35%) Land $9,000 Building $178,778
2022	$1,387.00 Homeowner's exemption	$100,909	$149,806 Land $6,250 Building $143,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5248 SE 42nd Trce in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5248 SE 42nd Trce is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 42nd Trce

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