5281 Emerald Dr, Ridge Manor (Dade City), FL 33523 Property Records

Hernando County property record for 5281 Emerald Dr, Ridge Manor, FL 33523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 2004
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02-123-21-0940-0000-0310`

Property Details

APN / Parcel Number

Primary APN	`R02-123-21-0940-0000-0310`
Alternative APNs	`01462438` `1462438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	1,506 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Garage Area	884 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	257 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01462438
Street Address	5281 EMERALD DR
City	RIDGE MANOR
State	FL
Zip	33523-8913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE MANOR FARMS UNIT 1 LOT 31
Legal Range	21E
Legal Township	23S
Legal Section	02
Legal Subdivision	RIDGE MNR FARMS UN 1
Legal Lot Number	31
Legal Unit	1
Jurisdiction	HERNANDO FL
Township / Civil Division	RIDGE MANOR
Census Block Group	2
Census Block	2015
Census Tract	40101

Owner

5281 Emerald Dr is owned and occupied by an individual who bought it in July 2018.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5281 EMERALD DR, RIDGE MANOR, FL 33523-8913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Deed Document Number	2018041261
Deed Book / Page	3601 / 0403
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 6, 2018
Property Address	5281 EMERALD DR, DADE CITY, FL 33523-8913
Document Number	0036010403
Book / Page	3601 / 0403
Map Reference	MB5 PG38
Instrument Date	Jun 27, 2018
Instrument	2018041261
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	MERIDIAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 93, WESTPORT, IN 47283-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5281 EMERALD DR, RIDGE MANOR, FL 33523-8913

Mortgage

Document Number	2018041262
Date	Jul 6, 2018
Instrument	2018041262

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5281 Emerald Dr was $1,878 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 Additional exemption filed	$170,990	$275,137 Land $35,769 Building $239,368
2023		$161,331 Land $161,331
2022	$1,849.00		$280,977 Land $35,769 Building $245,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5281 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	19 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5281 Emerald Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures