Hernando County property record for 6039 Emerald Dr, Ridge Manor, FL 33523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,967 sqft · built 1974 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $124,000 (Apr 2012) |
| Tax Bill | $1,450 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R36-122-21-0870-092A-0100 |
| Primary APN | R36-122-21-0870-092A-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,967 sqft Living Area |
| 1st Floor Area | 1,967 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 2,932 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00033813 |
|---|---|
| Street Address | 6039 EMERALD DR |
| City | RIDGE MANOR |
| State | FL |
| Zip | 33523-8971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE MANOR EST UNIT 2 BLK 92A LOT 10 ORB 337 PG 128 |
| Legal Range | 21E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | RIDGE MNR EST UN 2 |
| Legal Block | 92A |
| Legal Lot Number | 10 |
| Legal Unit | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | RIDGE MANOR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40101 |
The current owner of 6039 Emerald Dr bought it in April 2012.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 6039 EMERALD DR, RIDGE MANOR, FL 33523-8971 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2012 · Amount on File |
| Deed Sale | Apr 2, 2012 · Amount on File |
| Deed Document Number | 2012018371 |
| Deed Book / Page | 2892 / 0647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6039 EMERALD DR, RIDGE MANOR, FL 33523-8971 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0044150455 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 4415/455 |
| Instrument | 2024023703 |
| Name | SAN ANTONIO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, FL 33576 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | May 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6039 Emerald Dr was $1,450 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,450.00 Additional exemption filed | $141,040 | $316,857 Land $30,758 Building $286,099 |
| 2023 | $133,073 (+3%) Land $133,073 | ||
| 2022 | $1,420.00 Homeowner's exemption | $129,197 | $319,823 Land $23,660 Building $296,163 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6039 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 19 (1979–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6039 Emerald Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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