5281 Co Rd 29, Ray (Kabetogama), MN 56669 Property Records

Koochiching County property record for 5281 Co Rd 29, Ray, MN 56669

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 2008
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2015)
Tax Bill	$1,914 (2026)
Deeds & Mortgages	Dec 2008 Mortgage Jun 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-054-33000`

Property Details

APN / Parcel Number

Primary APN	`12-054-33000`
Alternative APN	`3795`

Interior

Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	871,200 sqft (20 acres)
Garage Area	3,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	128 sqft
Lean-To	320 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3795
Street Address	5281 COUNTY ROAD 29
City	KABETOGAMA
State	MN
Zip	56669-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH 660' OF THE SW-SW
Legal Range	23
Legal Township	068
Legal Section	14
Jurisdiction	KOOCHICHING MN
Township / Civil Division	EAST KOOCHICHING
Census Block Group	2
Census Block	2051
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5281 COUNTY ROAD 29, KABETOGAMA, MN 56669-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2008	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jun 24, 2009	Deed of Trust, Mortgage · VA Mortgage BREMER BANK NA
Dec 27, 2011	Deed of Trust, Mortgage · VA Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Deed Document Number	2015362419
Record Updated	Oct 29, 2026

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	5281 COUNTY ROAD 29, KABETOGAMA, MN 56669-9038
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000264433
Date	Dec 15, 2008
Instrument	A000264433

Lender

Name	BREMER BANK NA
Type	Bank
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jun 12, 2009

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	5281 COUNTY ROAD 29, KABETOGAMA, MN 56669-9038
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000265941
Date	Jun 24, 2009
Instrument	A000265941

Lender

Name	BREMER BANK NA
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2039

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	5281 COUNTY ROAD 29, KABETOGAMA, MN 56669-9038
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000273442
Date	Dec 27, 2011
Instrument	A000273442

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,914.00 Homeowner's exemption
2025	$1,914.00 (+1%)	$223,400 (+9.08%) Land $31,900 Building $191,500	$223,400 (+9.08%) Land $31,900 Building $191,500
2024	$1,740.00 Homeowner's exemption	$204,800 Land $31,900 Building $172,900	$204,800 Land $31,900 Building $172,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 29

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