4960 Co Rd 29, Ray (Kabetogama), MN 56669 Property Records

Koochiching County property record for 4960 Co Rd 29, Ray, MN 56669

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1954
Lot Size	200 acres (8,712,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2022)
Tax Bill	$1,416 (2026)
Deeds & Mortgages	Apr 2019 Refinance Dec 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-052-22000`

Property Details

APN / Parcel Number

Primary APN	`12-052-22000`
Alternative APN	`3767`

Interior

Building Area	1,616 sqft Gross Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712,000 sqft (200 acres)
Garage Area	2,040 sqft
Parking Spaces	5 Parking Spaces
Deck Area	138 sqft
Gazebo	121 sqft
Lean-To	224 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3767
Street Address	4960 COUNTY ROAD 29
City	KABETOGAMA
State	MN
Zip	56669-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW, SW NW, SE NW, N1/2 SW
Legal Range	23
Legal Township	068
Legal Section	12
Jurisdiction	KOOCHICHING MN
Township / Civil Division	EAST KOOCHICHING
Census Block Group	2
Census Block	2042
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4960 COUNTY ROAD 29, KABETOGAMA, MN 56669-9042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTAR FEDERAL CREDIT UNION
Dec 5, 2006	Deed of Trust, Mortgage WELLS FARGO BANK NA
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION
Jun 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	20221425043
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	4960 COUNTY ROAD 29, KABETOGAMA, MN 56669-9042
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000292018
Date	Apr 5, 2019
Instrument	A000292018

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	4960 COUNTY ROAD 29, KABETOGAMA, MN 56669-9042
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000258010
Date	Dec 5, 2006
Instrument	A000258010

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Nov 23, 2016

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jun 14, 2022
Property Address	4960 COUNTY ROAD 29, KABETOGAMA, MN 56669-9042
Document Number	A000300034
Instrument Date	Jun 13, 2022
Instrument	A000300034
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4960 COUNTY ROAD 29, RAY, MN 56669-9042

Mortgage

Document Number	A000300035
Date	Jun 14, 2022
Instrument	A000300035

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2029

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jun 14, 2022
Property Address	4960 COUNTY ROAD 29, RAY, MN 56669-9042
Document Number	A000300034
Instrument Date	Jun 13, 2022
Instrument	A000300034
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4960 COUNTY ROAD 29, RAY, MN 56669-9042

Mortgage

Document Number	A000300035
Date	Jun 14, 2022
Instrument	A000300035

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,416.00 (+11.15%) Homeowner's exemption
2025	$1,274.00 (+43.15%)	$387,600 (+4.81%) Land $204,500 Building $183,100	$387,600 (+4.81%) Land $204,500 Building $183,100
2024	$890.00 Homeowner's exemption	$369,800 Land $204,500 Building $165,300	$369,800 Land $204,500 Building $165,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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