Hamilton County property record for 5280 Ponce Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,329 sqft · built 1938 |
| Lot Size | 0.194 acres (8,494 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Sep 2025) |
| Tax Bill | $3,515 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0041-0284-00 |
| Primary APN | 550-0041-0284-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Attic | Attic |
| Attic Area | 399 sqft |
| Basement Area | 1,056 sqft |
| Finished Basement | 100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,494 sqft (0.194 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5280 PONCE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-3729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PONCE LN 52.68 X 150 IRR LOT 35 CASA LOMA PK SUB BLK D |
| Legal Subdivision | CASA LOMA PARK SUB |
| Legal Block | D |
| Legal Lot Number | 35 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10700 |
5280 Ponce Ln is owned and occupied by an individual who bought it in September 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5280 PONCE LN, CINCINNATI, OH 45238-3729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2025 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 0000067225 |
| Deed Book / Page | 15492 / 729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 3, 2025 |
| Property Address | 5280 PONCE LN, CINCINNATI, OH 45238-3729 |
| Document Number | 0000067225 |
| Book / Page | 15492 / 729 |
| Map Reference | MB 36 PG 14 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-0067225 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | UNKNOWN, LTOC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5280 PONCE LN, CINCINNATI, OH 45238-3729 |
| Document Number | 0000067226 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025-0067226 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 20, 2019 |
| Property Address | 5280 PONCE LN, CINCINNATI, OH 45238-3729 |
| Document Number | 0000080991 |
| Book / Page | 14006 / 01469 |
| Map Reference | MB 36 PG 14 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 2019-0080991 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $312.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5410 NE 17TH AVE, PORTLAND, OR 97211-4916 |
| Document Number | 0000080992 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-0080992 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 5280 Ponce Ln was $3,515, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,515.00 (+2.93%) | $57,712 (-) Land $13,010 Building $44,702 | |
| 2024 | $3,415.00 (-14.24%) | $57,712 (-) Land $13,010 Building $44,702 | |
| 2023 | $3,982.00 (+100.6%) | $57,712 (+111.4%) Land $13,010 Building $44,702 | $164,890 Land $37,170 Building $127,720 |
| 2022 | $1,985.00 Homeowner's exemption | $27,300 Land $10,395 Building $16,905 | |
| 2020 | $78,000 Land $29,700 Building $48,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5280 Ponce Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5280 Ponce Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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