5265 Ponce Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5265 Ponce Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1941
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Mar 2017)
Tax Bill	$3,101 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0288-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0288-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	849 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5265 PONCE LN
City	CINCINNATI
State	OH
Zip	45238-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONCE LANE 50 X 150 LOT 39 CASA LOMA PK SUB BLK D
Legal Subdivision	CASA LOMA PARK SUB
Legal Block	D
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	10700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5265 PONCE LN, CINCINNATI, OH 45238-3729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage STOCK YARDS BANK & TRUST CO
Mar 20, 2017	Warranty Deed, Transfer · Conventional with PMI STOCKYARD BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	0000024540
Deed Book / Page	013377 / 001568
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5265 PONCE LN, CINCINNATI, OH 45238-3729
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083866
Date	Nov 29, 2023
Book Page	15051/80
Instrument	2023-0083866

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2017
Property Address	5265 PONCE LN, CINCINNATI, OH 45238-3729
Document Number	0000024540
Book / Page	013377 / 001568
Instrument Date	Mar 16, 2017
Instrument	24540
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5265 PONCE LN CINCINNATI OH 452383729, CINCINNATI, OH 45238-3729

Mortgage

Document Number	24541
Date	Mar 20, 2017
Book Page	013377/001570
Instrument	24541

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (+2.95%)	$50,967 (+%) Land $12,512 Building $38,455
2024	$3,012.00 (-1.92%)	$50,966 (-) Land $12,512 Building $38,454
2023	$3,071.00 (+20.67%)	$50,966 (+44.62%) Land $12,512 Building $38,454	$145,620 (+44.62%) Land $35,750 Building $109,870
2022	$2,545.00 Homeowner's exemption	$35,242 Land $9,996 Building $25,246
2020			$100,690 Land $28,560 Building $72,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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