Cherokee County property record for 5280 Oak Tree Ln, Cedar Bluff, AL 35959 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1993 |
| Square Footage | 1,856 sqft Living Area |
| Lot Size | 69,696 sqft (1.6 acres) |
| Garage | Mixed, 616 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $64,578 (2016) |
| Tax Bill | $813.00 (2025) |
| Primary APN | 13-10-08-34-0-000-101.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,856 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 69,696 sqft (1.6 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 616 sqft Garage |
| Deck Area | Deck Area |
| Porch | Open Porch |
| Porch Area | 400 sqft Porch |
| Account Number | 212959 |
|---|---|
| Street Address | 5280 OAK TREE LN |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-5131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3, BLK B, F P SEWELL S/D, PB 6/96 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Blockgroup | 2 |
| Census Block | 2066 |
| Census Tract | 955701 |
Source: Cherokee County records · APN 13-10-08-34-0-000-101.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Line of Credit GP FCU |
| May 14, 2025 | Deed of Trust, Mortgage · Line of Credit GP FCU |
| Aug 23, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2016 · Amount on Record |
| Deed Sale | Apr 22, 2016 · Amount on Record |
| Prior Sale | Apr 22, 2016 · Amount on Record |
| Deed Doc Number | 0000192867 |
| Last Transfer Date | Aug 23, 2021 |
| Transfer Doc | 0000219932 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Document Number | 0000238678 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 238678 |
| Name | GP FCU |
|---|---|
| Type | Credit Union |
| Address | ROME, GA 30161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Document Number | 0000238678 |
|---|---|
| Date | May 14, 2025 |
| Instrument | 238678 |
| Name | GP FCU |
|---|---|
| Type | Credit Union |
| Address | ROME, GA 30161 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Aug 23, 2021 |
| Property Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Document Number | 0000219932 |
| Map Reference | PB 6 PG 96 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 219932 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Name | Verified Name |
|---|---|
| Address | 5400 SUMMER PLACE RD, CEDAR BLUFF, AL 35959-5112 |
| Name | Verified Name |
|---|---|
| Address | 5280 OAK TREE LN, CEDAR BLUFF, AL 35959-5131 |
| Document Number | 0000219933 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 219933 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Cedar Bluff Town |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 Homeowner's exemption | $17,400 (-) Land $1,320 Building $16,080 | $184,300 (-) Land $13,200 Building $171,100 |
| 2024 | $813.00 Additional exemption filed | $17,400 (-5.64%) Land $1,320 Building $16,080 | $184,300 (-) Land $13,200 Building $171,100 |
| 2023 | $813.00 Homeowner's exemption | $18,440 (+681.36%) | $184,300 (-) Land $13,200 Building $171,100 |
| 2022 | $813.00 Homeowner's exemption | $2,360 Land $1,320 Building $1,040 | $184,300 Land $13,200 Building $171,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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