5245 Oak Tree Ln, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 5245 Oak Tree Ln, Cedar Bluff, AL 35959

Property Summary

Property Type	Mobile Home
Details	1,792 sqft · built 1999
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Tax Bill	$151 (2025)
Flood Zone	Zone X (minimal risk)
APN	`13-10-08-34-0-000-106.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-08-34-0-000-106.000`
Alternative APNs	`ALT APN:1008340000106000` `210345`

Interior

Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1999
Lot Area	57,935 sqft (1.33 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	210345
Street Address	5245 OAK TREE LN
City	CEDAR BLUFF
State	AL
Zip	35959-5128
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 20, BLK A, F.P. SEWELL SD, PB 6 PG 96
Legal Block	A
Legal Lot Number	20
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	2
Census Block	2065
Census Tract	955701

Owner

Source: Cherokee County records · APN 13-10-08-34-0-000-106.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5245 OAK TREE LN, CEDAR BLUFF, AL 35959-5128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2020
Deed Sale	Aug 21, 2020
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Cedar Bluff Town
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$151.00 (-2.58%) Homeowner's exemption	$1,820 (-) Land $1,000 Building $820	$43,400 (-1.81%) Land $10,000 Building $33,400
2024	$155.00 Additional exemption filed	$1,820 (-59.01%) Land $1,000 Building $820	$44,200 (-) Land $10,000 Building $34,200
2023	$155.00 (-1.9%) Homeowner's exemption	$4,440 (+143.96%)	$44,200 (-1.56%) Land $10,000 Building $34,200
2022	$158.00 Homeowner's exemption	$1,820 Land $1,000 Building $820	$44,900 Land $10,000 Building $34,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 63 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.