Essex County and Gloucester City property record for 528 Washington St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,322 sqft · built 1900 |
| Lot Size | 0.126 acres (5,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,500 (Jun 1999) |
| Tax Bill | $7,055 (2026) |
| Deeds & Mortgages | Nov 2024 Mortgage Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0111 B:0045 L:0000 |
| Primary APN | GLOU M:0111 B:0045 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 661 sqft |
| Attic | Attic |
| Attic Area | 661 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,470 sqft (0.126 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 528 WASHINGTON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 45 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 528 WASHINGTON ST, GLOUCESTER, MA 01930-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2024 | Deed of Trust, Mortgage · ARM BROOKLINE BANK |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 1999 · Amount on Record |
| Deed Sale | Jun 25, 1999 · Amount on Record |
| Prior Sale | Apr 23, 1997 · Amount on Record |
| Deed Book / Page | 15765 / 168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 528 WASHINGTON ST, GLOUCESTER, MA 01930-1754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042459-210 |
|---|---|
| Date | Nov 27, 2024 |
| Book Page | 42459/210 |
| Instrument | 20241127002460 |
| Name | BROOKLINE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Type Change Date | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 528 WASHINGTON ST, GLOUCESTER, MA 01930-1754 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041161-196 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 41161/196 |
| Instrument | 32 |
| Name | BROOKLINE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2062 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,055.00 (+3.63%) | $757,800 (+8.2%) Land $428,500 Building $329,300 | $666,989 (+6.7%) |
| 2025 | $6,808.00 (+2.65%) | $700,400 (+2.76%) Land $396,900 Building $303,500 | |
| 2024 | $6,632.00 (+6.61%) | $681,600 (+16.04%) Land $378,100 Building $303,500 | $625,100 |
| 2023 | $6,221.00 | $587,400 Land $322,600 Building $264,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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