525 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 525 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,438 sqft · built 1900
Lot Size	0.236 acres (10,300 sqft)
Owner	2 Individual Names on File
Last Sale	$406,500 (Dec 2020)
Tax Bill	$4,877 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0111 B:0036 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0111 B:0036 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,298 sqft
Attic	Attic
Attic Area	702 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,300 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	525 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	CARRIAGE HILL ESTATES
Legal Block	36
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2034
Census Tract	221100

Owner

525 Washington St is owned and occupied by two individuals who bought it in December 2020.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 WASHINGTON ST, GLOUCESTER, MA 01930-1750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Jun 12, 1998 · Amount on File
Deed Book / Page	39254 / 427
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	3925000427
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 3, 2020
Property Address	525 WASHINGTON ST, GLOUCESTER, MA 01930-1750
Document Number	39254-427
Book / Page	39254 / 427
Instrument Date	Dec 1, 2020
Instrument	20201203005330
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1058 WASHINGTON ST, GLOUCESTER, MA 01930-1126
Investor	Possibly a Property Investor

Mortgage

Document Number	201203005340
Date	Dec 3, 2020
Instrument	201203005340

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 525 Washington St was $4,877, down 0.9% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,877.00 (-0.93%)	$523,800 (+3.42%) Land $200,100 Building $323,700	$587,516
2025	$4,923.00 (-0.3%)	$506,500 (-0.2%) Land $185,300 Building $321,200
2024	$4,938.00 (+3.26%)	$507,500 (+12.38%) Land $176,400 Building $331,100	$652,460
2023	$4,782.00	$451,600 Land $157,500 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000