528 W 10th St, Merced, CA 95341 Property Records

Merced County property record for 528 W 10th St, Merced, CA 95341 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 961 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Oct 2023)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone AO (high risk)
APN	`032-064-019-000`

Property Details

APN / Parcel Number

Primary APN	`032-064-019-000`
Alternative APN	`032064019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	961 sqft Living Area

Exterior

Year Built	Built 1949
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	032064019
Street Address	528 W 10TH ST
City	MERCED
State	CA
Zip	95341-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET ADD LOT 4 BLK 321
Legal Subdivision	SUNSET ADD
Legal Block	321
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2006
Census Tract	1601

Owner

Source: Merced County records · APN 032-064-019-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	528 W 10TH ST, MERCED, CA 95341-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2019	Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jul 16, 2020
Deed Document Number	2023024335
Record Updated	Jun 07, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 10, 2023
Property Address	528 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000024335
Map Reference	VOL 10 PG 40
Instrument Date	Oct 05, 2023
Instrument	2023024335
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 W 10TH ST, MERCED, CA 95341-6027

Mortgage

Document Number	0000024336
Date	Oct 10, 2023
Instrument	2023024336

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jul 16, 2020
Property Address	528 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000023752
Instrument Date	Jun 11, 2020
Instrument	23752
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2441 STRETCH RD MERCED CA 953403300, MERCED, CA 95340-3300

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jul 16, 2020
Property Address	528 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000023751
Instrument Date	Jun 11, 2020
Instrument	23751
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2441 STRETCH RD MERCED CA 953403300, MERCED, CA 95340-3300

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 24, 2019
Property Address	528 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000034585
Instrument Date	Oct 03, 2019
Instrument	34585
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3313 SHAMROCK PL MERCED CA 953401628, MERCED, CA 95340-1628

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Oct 24, 2019
Property Address	528 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000034584
Instrument Date	Oct 03, 2019
Instrument	34584
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 SHAMROCK PL MERCED CA 953401628, MERCED, CA 95340-1628

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$3,168.00 (+543.9%) Homeowner's exemption	$290,700 (+571.61%) Land $86,700 Building $204,000
2023	$492.00 (+1.65%)	$43,284 Land $18,604 Building $24,680
2022	$484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470016012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Ayera Technologies, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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