520 W 10th St, Merced, CA 95341 Property Records

Merced County property record for 520 W 10th St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 732 sqft · built 1940
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$968 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2025 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-064-005-000`

Property Details

APN / Parcel Number

Primary APN	`032-064-005-000`
Alternative APN	`032-064-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Porch	Porch
Porch Area	72 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	032-064-005
Street Address	520 W 10TH ST
City	MERCED
State	CA
Zip	95341-6027
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	SUNSET ADD LOT 3 BLK 321
Legal Subdivision	SUNSET ADD
Legal Block	321
Legal Lot Number	3
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2006
Census Tract	1601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1624 W STUART AVE, FRESNO, CA 93711-1955
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Feb 20, 2025	Affidavit of Death of Joint Tenant, Transfer
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2025
Transfer Doc	0000006028
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 13, 2025
Property Address	520 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000032556
Map Reference	VOL 10 PG 40
Instrument Date	Oct 15, 2025
Instrument	2025032556
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	522 W 10TH ST, MERCED, CA 95341-6027

February 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Feb 20, 2025
Property Address	520 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000006028
Map Reference	VOL 10 PG 40
Instrument Date	Feb 20, 2025
Instrument	2025006028
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 W 10TH ST, MERCED, CA 95341-6027

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	520 W 10TH ST, MERCED, CA 95341-6027
Document Number	0000028665
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520-522 W 10TH ST MERCED CA 953416027, MERCED, CA 95341-6027

Mortgage

Document Number	0000028665
Date	Sep 17, 2018
Instrument	28665

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$86,182 (+1.52%) Land $34,466 Building $51,716
2025	$968.00 (+5.68%)	$84,893 (+4.02%) Land $33,791 Building $51,102
2024	$916.00 (+1.33%)
2023	$904.00 (+1.46%)	$81,614 Land $32,480 Building $49,134
2022	$891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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