Monongalia County property record for 528 Union Ave, Morgantown, WV 26505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 1926 |
| Lot Size | 0.087 acres (3,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $272,000 (Aug 2026) |
| Tax Bill | $2,304 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-0519.0000 |
| Primary APN | 13-26-0519.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,790 sqft (0.087 acres) |
| Lot Dimensions | 100 ft deep x 38 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 528 UNION AVE |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26505-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL I, PT LOT 3 528 UNION AVE |
| Legal Subdivision | ROGERS EAST END ADD |
| Legal Block | I |
| Legal Lot Number | 3,528 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10101 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5233 STONINGTON DR, FAIRFAX, VA 22032-2754 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC |
| Aug 13, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Dec 12, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on Record |
| Deed Sale | Aug 13, 2026 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Document Number | 2026994877 |
| Deed Book / Page | 1927 / 363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Aug 13, 2026 |
| Property Address | 528 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000994878 |
| Book / Page | 2713 / 493 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026994878 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5233 STONINGTON DR, FAIRFAX, VA 22032-2754 |
| Document Number | 0000994878, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 2713/493 |
| Instrument | 2026994878 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Aug 13, 2026 |
| Property Address | 528 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000994877 |
| Book / Page | 1927 / 363 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026994877 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,876.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5233 STONINGTON DR, FAIRFAX, VA 22032-2754 |
| Document Number | 0000994878, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 2026994878 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 528 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000745249 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 2271/176 |
| Instrument | 745249 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Dec 12, 2018 |
| Property Address | 528 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000745248 |
| Book / Page | 001650 / 000481 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 745248 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $708.40 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 660 SHEPHERDSTOWN WV 254430660, SHEPHERDSTOWN, WV 25443-0660 |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Municipality | Morgantown City |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,304.00 (-0.04%) | $87,420 (-) Land $14,580 Building $72,840 | $145,700 (-) Land $24,300 Building $121,400 |
| 2025 | $2,305.00 (+6.56%) | $87,420 (+6.66%) Land $14,580 Building $72,840 | $145,700 (+6.66%) Land $24,300 Building $121,400 |
| 2023 | $2,163.00 (+4.29%) | $81,960 (+0.74%) Land $14,580 Building $67,380 | $136,600 (+0.74%) Land $24,300 Building $112,300 |
| 2022 | $2,074.00 | $81,360 Land $14,580 Building $66,780 | $135,600 Land $24,300 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.8% of West Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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