Monongalia County property record for 524 Union Ave, Morgantown, WV 26505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,844 sqft · built 1921 |
| Lot Size | 0.096 acres (4,182 sqft) |
| Owner | Company Name on File |
| Last Sale | $179,000 (Sep 2019) |
| Tax Bill | $2,082 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Line of Credit Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-0520.0000 |
| Primary APN | 13-26-0520.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,844 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,182 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 524 UNION AVE |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26505-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL I, LOT 4, PT LOT 3 524 UNION |
| Legal Lot Number | 3,4,524 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10101 |
524 Union Ave is owned by a company that bought it in September 2019.
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 5966, CHARLOTTESVILLE, VA 22903 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 30, 2019 | Grant Deed, Transfer · Line of Credit MVB BK INC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit MVB BK INC |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR MTN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on File |
| Deed Sale | Sep 30, 2019 · Amount on File |
| Prior Sale | Oct 2, 2013 |
| Deed Document Number | 2019772828 |
| Deed Book / Page | 1683 / 674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | Sep 30, 2019 |
| Property Address | 524 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000772828 |
| Book / Page | 001683 / 000674 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 772828 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 543 MORGANTOWN WV 265070543, MORGANTOWN, WV 26507-0543 |
| Document Number | 772829 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 002313/000749 |
| Instrument | 772829 |
| Name | MVB BK INC |
|---|---|
| Type | Bank |
| Address | MORGANTOWN, WV 26505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 524 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000775144 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 203 LAKEVIEW ESTATE TOWNHOMES MORGANTOWN WV 265080011, MORGANTOWN, WV 26508-0011 |
| Document Number | 0000775144 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 002318/000171 |
| Instrument | 775144 |
| Name | MVB BK INC |
|---|---|
| Type | Bank |
| Address | MORGANTOWN, WV 26505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 524 UNION AVE, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000707327 |
| Book / Page | 002217 / 000102 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 524 UNION AVE MORGANTOWN WV 265055658, MORGANTOWN, WV 26505-5658 |
| Document Number | 0000707327 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 002217/000102 |
| Instrument | 707327 |
| Name | CLEAR MTN BK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2047 |
The 2026 property tax bill for 524 Union Ave was $2,082.
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Municipality | Morgantown City |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,082.00 (-0.05%) | $79,020 (-) Land $14,820 Building $64,200 | $131,700 (-) Land $24,700 Building $107,000 |
| 2025 | $2,083.00 | $79,020 Land $14,820 Building $64,200 | $131,700 Land $24,700 Building $107,000 |
| 2023 | $1,868.00 (+4.3%) | $70,800 (+0.77%) Land $14,820 Building $55,980 | $118,000 (+0.77%) Land $24,700 Building $93,300 |
| 2022 | $1,791.00 | $70,260 Land $14,820 Building $55,440 | $117,100 Land $24,700 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 524 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 524 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.8% of West Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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