528 Sunset Dr, Athens, TN 37303 Property Records

McMinn County property record for 528 Sunset Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,058 sqft · built 1950
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Aug 2009)
Tax Bill	$647 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`054057P A 07900`

Property Details

APN / Parcel Number

Primary APN	`054057P A 07900`
Alternative APNs	`057P A 07900 00003057P` `057P A 07900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	1,058 sqft
Basement Area	476 sqft
Finished Basement	476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	263 ft deep x 52 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 SUNSET DR
City	ATHENS
State	TN
Zip	37303-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063C C 063C 00600 000, COUNTY AREA: D01
Legal Subdivision	MORNINGSIDE
Legal Lot Number	16
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	970401

Owner

Source: McMinn County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 SUNSET DR, ATHENS, TN 37303-4341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Oct 5, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2009 · Amount on Record
Deed Sale	Aug 27, 2009 · Amount on Record
Prior Sale	Apr 10, 2007 · Amount on Record
Deed Book / Page	18Q / 33
Last Transfer Date	Aug 26, 2022
Transfer Doc	000023I763
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Recording Date	Jul 9, 2026
Property Address	528 SUNSET DR, ATHENS, TN 37303-4341
Document Number	0000276007
Book / Page	10 / 1364
Instrument Date	Jul 2, 2026
Instrument	2026276007
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 SUNSET DR, ATHENS, TN 37303-4341

Mortgage

Document Number	0000276007,
Date	Jul 9, 2026
Book Page	10/1364
Instrument	2026276007

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 2, 2041

Interest

Rate	5.79%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 5, 2022
Property Address	528 SUNSET DR, ATHENS, TN 37303-4341
Document Number	000023I763
Book / Page	23I / 763
Map Reference	MB 3-B PG 74
Instrument Date	Aug 26, 2022
Instrument	240710
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 SUNSET DR, ATHENS, TN 37303-4341

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$647.00	$30,975 (-) Land $4,050 Building $26,925
2024	$647.00	$30,975 (-) Land $4,050 Building $26,925
2023	$647.00 (+3.19%)	$30,975 (+43.07%) Land $4,050 Building $26,925	$123,900 (+43.07%) Land $16,200 Building $107,700
2022	$627.00	$21,650 Land $5,175 Building $16,475	$86,600 Land $20,700 Building $65,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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