522 Sunset Dr, Athens, TN 37303 Property Records

McMinn County property record for 522 Sunset Dr, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 988 sqft · built 1948
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2024)
Tax Bill	$805 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`054057P A 08100`

Property Details

APN / Parcel Number

Primary APN	`054057P A 08100`
Alternative APNs	`057P A 08100 00003057P` `057P A 08100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2011
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	368 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 SUNSET DR
City	ATHENS
State	TN
Zip	37303-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 063C C 063C 00400 000, COUNTY AREA: D01
Legal Subdivision	MORNINGSIDE
Legal Lot Number	15
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	970401

Owner

Source: McMinn County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 SUNSET DR, ATHENS, TN 37303-4341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jun 7, 2023	Warranty Deed, Transfer EQUI TITLE INC, EQUITITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	2024252678
Deed Book / Page	23Z / 346
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	000020M633
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Feb 1, 2024
Property Address	522 SUNSET DR, ATHENS, TN 37303-4341
Document Number	000023Z346
Book / Page	23Z / 346
Map Reference	MB 3-B PG 74
Instrument Date	Jan 31, 2024
Instrument	252678
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SUNSET DR, ATHENS, TN 37303-4341
Investor	Possibly a Property Investor

Mortgage

Document Number	0000252679
Date	Feb 1, 2024
Instrument	252679

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 7, 2023
Property Address	522 SUNSET DR, ATHENS, TN 37303-4341
Document Number	000023Q910
Book / Page	23Q / 910
Map Reference	MB 3-B PG 74
Instrument Date	Jun 5, 2023
Instrument	246871
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Tax	$140.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 DECATUR PIKE, ATHENS, TN 37303-2421

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$805.00	$38,500 (-) Land $4,000 Building $34,500
2024	$805.00 (+35.29%)	$38,500 (-) Land $4,000 Building $34,500
2023	$595.00 (+18.29%)	$38,500 (+121.58%) Land $4,000 Building $34,500	$154,000 (+121.58%) Land $16,000 Building $138,000
2022	$503.00	$17,375 Land $5,125 Building $12,250	$69,500 Land $20,500 Building $49,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1994–2003)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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