Brevard County property record for 528 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,485 sqft · built 1991 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,000 (Jul 2020) |
| Tax Bill | $5,803 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-NL-3-7 |
| Primary APN | 26-36-14-NL-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,485 sqft Living Area |
| Gross Area | 3,595 sqft |
| 1st Floor Area | 2,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 160 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Porch | Florida Room |
| Porch Area | 497 sqft |
| Deck Area | 534 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603649 |
|---|---|
| Street Address | 528 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 7 BLK 3 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 528 SPRING LAKE DR, MELBOURNE, FL 32940-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2020 | Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Prior Sale | Jun 24, 2014 · Amount on Record |
| Deed Document Number | 2020147785 |
| Deed Book / Page | 8792 / 2216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 528 SPRING LAKE DR, MELBOURNE, FL 32940-1956 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 528 SPRING LAKE DR, MELBOURNE, FL 32940-1956 |
| Document Number | 0092280937 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 9228/937 |
| Instrument | 2021215375 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 13, 2020 |
| Property Address | 528 SPRING LAKE DR, MELBOURNE, FL 32940-1956 |
| Document Number | 0087922216 |
| Book / Page | 8792 / 2216 |
| Map Reference | MB 32 PG 48-50 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020147785 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | BREVARD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 528 SPRING LAKE DR, 528, MELBOURNE, FL 32940-1956 |
| Name | Verified Name |
|---|---|
| Address | 528 SPRING LAKE DR, MELBOURNE, FL 32940-1956 |
| Document Number | 87922218 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 8792/2218 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,260 (+2.7%) | $530,790 (-9.41%) | |
| 2025 | $5,803.00 (+8.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $448,160 (+5.99%) | $585,950 (-0.18%) Land $110,000 Building $475,950 |
| 2023 | $5,364.00 (+7.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $422,850 (+3%) | $586,990 (+5.64%) Land $115,000 Building $471,990 |
| 2022 | $4,998.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $410,540 | $555,630 Land $130,000 Building $425,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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