505 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 505 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,112 sqft · built 1992
Lot Size0.31 acres (13,504 sqft)
Owner2 Trust Names on File
Last Sale$412,000 (Sep 2014)
Tax Bill$5,645 (2025)
Deeds & MortgagesJun 2026 Sale
Jan 2023 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN26-36-14-NL-1-36

Property Details

APN / Parcel Number

Primary APN26-36-14-NL-1-36
Alternative APNs
  • 26-36-14-NL-00001.0-0036.00
  • 2603600

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,112 sqft Living Area
Gross Area6,365 sqft
1st Floor Area2,465 sqft
Upper Floors Area390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
View / LotLake Front
Garage TypeAttached
Garage Area888 sqft

Exterior Amenities

PorchFlorida Room
Porch Area974 sqft
Deck Area977 sqft
Patio Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603600
Street Address505 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 36 BLK 1
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55
Legal Block1
Legal Lot Number36
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3004
Census Tract64128

Owner

505 Spring Lake Dr is owner-occupied and held in a trust since September 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 24, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2014 · Amount on File
Deed SaleSep 2, 2014 · Amount on File
Prior SaleFeb 17, 2014 · Amount on File
Deed Document Number2014174185
Deed Book / Page7199 / 1591
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 19, 2026
Property Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957
Document Number0106562062
Book / Page10656 / 2062
Instrument DateApr 6, 2026
Instrument2026126060
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957
Transaction TypeMortgage
Record UpdatedFeb 8, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957

Mortgage

Document Number0097020111
DateJan 24, 2023
Book Page9702/111
Instrument2023013926
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 12, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 SPRING LAKE DR, MELBOURNE, FL 32940-1957

Mortgage

Document Number0090710891
DateMar 31, 2021
Book Page9071/891
Instrument2021081992
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 505 Spring Lake Dr was $5,645.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,630 (+2.7%)$766,390 (-2.16%)
2025$5,645.00 Homeowner's exemption$422,230$783,330
2023$5,194.00 (+7.25%) Homeowner's exemption$398,390 (+3%)$783,300 (+6.09%) Land $126,500 Building $656,800
2022$4,843.00 Homeowner's exemption$386,790$738,350 Land $143,000 Building $595,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Spring Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 258 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Spring Lake Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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