Brevard County property record for 505 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,112 sqft · built 1992 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $412,000 (Sep 2014) |
| Tax Bill | $5,645 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 26-36-14-NL-1-36 |
| Primary APN | 26-36-14-NL-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,112 sqft Living Area |
| Gross Area | 6,365 sqft |
| 1st Floor Area | 2,465 sqft |
| Upper Floors Area | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 888 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 974 sqft |
| Deck Area | 977 sqft |
| Patio Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603600 |
|---|---|
| Street Address | 505 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 36 BLK 1 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 64128 |
505 Spring Lake Dr is owner-occupied and held in a trust since September 2014.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2014 · Amount on File |
| Deed Sale | Sep 2, 2014 · Amount on File |
| Prior Sale | Feb 17, 2014 · Amount on File |
| Deed Document Number | 2014174185 |
| Deed Book / Page | 7199 / 1591 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0106562062 |
| Book / Page | 10656 / 2062 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026126060 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0097020111 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 9702/111 |
| Instrument | 2023013926 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 505 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0090710891 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 9071/891 |
| Instrument | 2021081992 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 505 Spring Lake Dr was $5,645.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,630 (+2.7%) | $766,390 (-2.16%) | |
| 2025 | $5,645.00 Homeowner's exemption | $422,230 | $783,330 |
| 2023 | $5,194.00 (+7.25%) Homeowner's exemption | $398,390 (+3%) | $783,300 (+6.09%) Land $126,500 Building $656,800 |
| 2022 | $4,843.00 Homeowner's exemption | $386,790 | $738,350 Land $143,000 Building $595,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 505 Spring Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 505 Spring Lake Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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