528 Ridge Rd, Clover, SC 29710 Property Records

York County property record for 528 Ridge Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,848 sqft
Lot Size	3.88 acres (169,013 sqft)
Owner	Individual Name on File
Last Sale	$179,500 (Jun 2012)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`376-00-00-007`

Property Details

APN / Parcel Number

Primary APN	`376-00-00-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,848 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Patio Area	192 sqft
Storage Building	336 sqft

Location & Zoning

Street Address	528 RIDGE RD
City	CLOVER
State	SC
Zip	29710-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	( 3.88 ACRES )
Legal Subdivision	ACRES
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3006
Census Tract	61705

Owner

528 Ridge Rd is owned and occupied by an individual who acquired it in July 2012.

Source: York County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	528 RIDGE RD, CLOVER, SC 29710-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 14, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2012 · Amount on File
Deed Sale	Jun 4, 2012 · Amount on File
Prior Sale	Nov 17, 2011 · Amount on File
Deed Document Number	2012173392
Deed Book / Page	12654 / 3
Last Transfer Date	Jul 16, 2012
Transfer Doc	1275100292
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	528 RIDGE RD, CLOVER, SC 29710-7632
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1915100038
Date	Apr 6, 2021
Book Page	19151/38
Instrument	2021019629

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	528 RIDGE RD, CLOVER, SC 29710-7632
Document Number	1628600270
Book / Page	016286 / 000270
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	528 RIDGE RD CLOVER SC 297107632, CLOVER, SC 29710-7632

Mortgage

Document Number	1628600270
Date	Mar 20, 2017
Book Page	016286/000270
Instrument	9184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 528 Ridge Rd was $1,149.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00	$9,152 Land $1,918 Building $7,234	$262,500 Land $55,000 Building $207,500
2023	$1,059.00	$7,959 Land $1,504 Building $6,455	$224,948 Land $42,500 Building $182,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 528 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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